Monthly BCP App Is In...IN PROGRESS...

[FinStar]

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@shane82388 wrote:

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@09Lexie wrote:
I'm not sure what you mean by backdoor reports but SP's are seen only in reports direct from the CB.

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As in...go to experian.com say you got denied for credit and pull a report for free or whatever...

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That's what Lexie meant.  You can only view the SPs (and all other relevant CR information) when you obtain the CR directly from the CRA.  Since the application was declined, you are entitled to a free CR that was used by AMEX.   However, there is no other method to view SPs/ARs or PRMs.

[MissCredit9]

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@09Lexie wrote:
I'm not sure what you mean by backdoor reports but SP's are seen only in reports direct from the CB.

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Lexie, can you see these on CRA websites or only on physical copies of the reports?

[09Lexie]

@MissCredit9

You can see them on the website. They are below the HP's ...'requests viewed only by you'

[MissCredit9]

hmmmmm..... i have accounts with transunion and experian and dont see soft pulls on either site. I was just now able to view the SP's on my transunion by initiating a dispute then exiting out after viewing the info.

[09Lexie]

If you are referring to their CMS' you might not see them. It's the actual CR they are on- I have no problems seeing them on Experian or TransUnion

[mongstradamus]

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@MissCredit9 wrote:

hmmmmm..... i have accounts with transunion and experian and dont see soft pulls on either site. I was just now able to view the SP's on my transunion by initiating a dispute then exiting out after viewing the info.

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On the experian site for your credit reports in between personal information and accounts in good standing , there should be "requests for your history" should have all your sp and hp. The sp will be under catergory of requests viewed only by you, or something to that effect. 

[MissCredit9]

Thanks guys!!