08-29-2013 02:09 AM
08-29-2013 03:36 AM
Are there any real negligible differences between the two versions???
08-29-2013 08:45 AM
Do not convert the CSP to a MileagePlus Explorer. Keep the CSP, get the sign-up bonus, enjoy it. 3-6 months later, apply for the MP Explorer card and get another sign-up bonus (hopefully the 50k+5k+10k one instead of the 30k+5k+10k offer).
Also, you confused some of the bonus terms. CSP is a 40k bonus. The Explorer is a 30k bonus + 5k for AU +10k after spending $25k in a year (there's also a 50k + 5k AU + 10k offer you should look into).
The 50k bonus offer you're referring to, that's the one available only via applying in-branch, correct?
You can also see the offer online, which is sometimes triggered by having miles in an existing MP account. There's a thread on FT about it. Google it.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO