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More CC Approvals Around Christmas?

Established Contributor

More CC Approvals Around Christmas?

Has anyone notice whether or not CC companies (especially stores) tend to be more generous with application and CLI approvals around around Christmas time?
*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Message 1 of 4
3 REPLIES
Valued Contributor

Re: More CC Approvals Around Christmas?

Normally maybe, this year may be an exception. Spending is likely to decline so they have less of an incentive to lower their standards.
Message 2 of 4
Super Contributor

Re: More CC Approvals Around Christmas?

This year, I doubt it. Unless people and companies are cheerful with the election results and things might look optimistic. As of today, I doubt if there would be new credit approvals due to christmas.
Message 3 of 4
Frequent Contributor

Re: More CC Approvals Around Christmas?

If it helps you at all I went shopping today and was approved for a Lerner's NY card with $1k limit and asked for and received a CLI from $850 to $1100 from Dillard's.

 

My average score = 650

Message 4 of 4