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More Excel Spreadsheet Fun for CC Data

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tpatterson2k9
Regular Contributor

Re: More Excel Spreadsheet Fun for CC Data


@DI wrote:

Thanks again for the template.   This has helped me tremendously.  I feel like I have an edge over the credit system.  Smiley Happy



No problem.  The next task I have set for myself is to create a regression equation to predict credit scores based on the same information that makes up FICO scores.  It makes me wonder how close I could get to actual FICOs more so than many of the FAKO scoring systems out there.

Starting Scores (lender pull 3/27/10): 759 (EQ), 752 (TU), 749 (EX)
Current Scores (myFICO 4/4/11): 768 (EQ)
Goal Scores: 800


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Message 11 of 12
DI
Super Contributor

Re: More Excel Spreadsheet Fun for CC Data


@tpatterson2k9 wrote:

@DI wrote:

Thanks again for the template.   This has helped me tremendously.  I feel like I have an edge over the credit system.  Smiley Happy



No problem.  The next task I have set for myself is to create a regression equation to predict credit scores based on the same information that makes up FICO scores.  It makes me wonder how close I could get to actual FICOs more so than many of the FAKO scoring systems out there.

Oh wow!  If you do that, you may receive job offers from Innovis! 

Message 12 of 12
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