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Regular Contributor
Posts: 122
Registered: ‎10-29-2012
0

More cc?

Only credit cards i have are capital one visa and nfcu visa. Do you think I need to add in a store credit card to mix it up? Or it doesnt matter. is 2 enough? I want to reach high enough score for a mortgage by the end of he year. Currently mid score is 584. 

Valued Contributor
Posts: 1,115
Registered: ‎10-31-2011
0

Re: More cc?

What does your credit profile look like??

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Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: More cc?

I wouldn't bother wasting inquiries with such a low score. Even if you were to get approve for anything it'll probably be a low CL with high interest.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Regular Contributor
Posts: 122
Registered: ‎10-29-2012
0

Re: More cc?

I have 2 cc, auto installment. That's it On the positive TL. 

Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: More cc?

You probably got some baddies on your reports with that score. Why not try to fix those first?

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Posts: 1,524
Registered: ‎08-17-2008
0

Re: More cc?

Without us knowing what is in your report we cannot give you that much advice

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
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Valued Contributor
Posts: 1,441
Registered: ‎01-14-2009
0

Re: More cc?

In my opinion, 2 credit cards is definitely NOT enough.

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