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More cc?

Regular Contributor

More cc?

Only credit cards i have are capital one visa and nfcu visa. Do you think I need to add in a store credit card to mix it up? Or it doesnt matter. is 2 enough? I want to reach high enough score for a mortgage by the end of he year. Currently mid score is 584. 

Message 1 of 7
6 REPLIES
Valued Contributor

Re: More cc?

What does your credit profile look like??

ccpics2.jpg
Message 2 of 7
Established Contributor

Re: More cc?

I wouldn't bother wasting inquiries with such a low score. Even if you were to get approve for anything it'll probably be a low CL with high interest.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 3 of 7
Regular Contributor

Re: More cc?

I have 2 cc, auto installment. That's it On the positive TL. 

Message 4 of 7
Established Contributor

Re: More cc?

You probably got some baddies on your reports with that score. Why not try to fix those first?

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 5 of 7
Valued Contributor

Re: More cc?

Without us knowing what is in your report we cannot give you that much advice

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 6 of 7
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Valued Contributor

Re: More cc?

In my opinion, 2 credit cards is definitely NOT enough.

Message 7 of 7