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Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012
0

More cc?

Only credit cards i have are capital one visa and nfcu visa. Do you think I need to add in a store credit card to mix it up? Or it doesnt matter. is 2 enough? I want to reach high enough score for a mortgage by the end of he year. Currently mid score is 584. 

Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: More cc?

What does your credit profile look like??

ccpics2.jpg
Established Contributor
eviLution
Posts: 705
Registered: ‎06-11-2012
0

Re: More cc?

I wouldn't bother wasting inquiries with such a low score. Even if you were to get approve for anything it'll probably be a low CL with high interest.

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Regular Contributor
Rein
Posts: 122
Registered: ‎10-29-2012
0

Re: More cc?

I have 2 cc, auto installment. That's it On the positive TL. 

Established Contributor
eviLution
Posts: 705
Registered: ‎06-11-2012
0

Re: More cc?

You probably got some baddies on your reports with that score. Why not try to fix those first?

Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: More cc?

Without us knowing what is in your report we cannot give you that much advice

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
kevinjjc
Posts: 1,314
Registered: ‎01-14-2009
0

Re: More cc?

In my opinion, 2 credit cards is definitely NOT enough.


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