Well after some long thought I decided to add one more credit card before I start my credit gardening process.
After already recieving a Visa Cash rewards card with a $7500 CL (my largest by far) a month ago from NFCU I decided to try for their Platinum Mastercard. This time it wasn't a instant approval online, took a review
in progress but I was approved after two days for a CL of $8000!
I'm loving NFCU!
Any thoughts on how much impact the new card and inquiry would have on my credit score?
My EQ is 724. This would be the 3rd inquiry to show up on my report. Fico simulator puts me in the score