I have Barnes & Noble and Sea Miles and am an AU on DH's U.S. Airways. We applied for all three cards in one 24-hour span.
Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.