What reasons do you guys find to be the most effective for successful CLIs?
Promise of Balance Transfer? Upcoming expenses above current CL? PIF monthly? Something else?
(If possible, can you include the credit issuer that this experience was with please) Thanks!
Starting Score: 664
because your the only lender who I have my lowest CL, so if increased it will no longer be in my sock drawer but in my wallet BAM!
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
I tell them I need it because it'll make me feel good as a man lol
Just kidding. I also use the "Vacation" one or "planning on doing a large purchase very soon" and that I'm trying to maximize the rewards that the CC offers to the fullest.
Utilization purposes works great if you do use the card heavily and near your line often.
When they check and see payments/useage they'll agree you need more. 
Only been asked this twice; First by Chase (United Explorer) and told them travel, second by Discover and told them balance transfer which I backed out of due to HP. Both explanations were truthful.
Amex, BoA, Citi, Comenity, GE never ask for a reason
Amex, BoA, Citi, Comenity, GE never ask for a reason
