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Member
Posts: 8
Registered: ‎04-03-2013
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Most Prestigious (harder to get approved)

Not counting centurion, what do you guys think are the hardest to approve for? Or most prestigious? I'd like to add 1 more card, not sure if there is something out there I don't know about. Thanks.
Amex Gold (NPSL) - Amex BCE (18,000) - Chase Freedom ($14000) - Capital One Rewards (4500)
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Most Prestigious (harder to get approved)

Chase sapphire preferred, citi prestige? Product chance bce to bcp?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Member
Posts: 85
Registered: ‎11-13-2012
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Re: Most Prestigious (harder to get approved)

J.p Morgan's palladium. Well that is in the same category as the centurion and I don't think they are hard to get you just have to spend like 250,000 a year.
Contributor
Posts: 252
Registered: ‎01-21-2013
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Re: Most Prestigious (harder to get approved)


wallstreet777 wrote:
Not counting centurion, what do you guys think are the hardest to approve for? Or most prestigious? I'd like to add 1 more card, not sure if there is something out there I don't know about. Thanks.

 

amex,discover,citi,chase,etc.

all have certain cards that are prestigious.

any world MC

or SIGN. VISA is good.

bottom question,what is it that you need it for.

upgrade ur GOLD to a PRG or PLAT

your BCE to a BCP.

your chase freedom to a chase freedom SIGN.

your capital one rewards to a WORLD MC

 

Valued Contributor
Posts: 1,066
Registered: ‎03-16-2013
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Re: Most Prestigious (harder to get approved)

i agree the J.P Morgan Palladium but you don't need to spend 250k like the centurion and the AF is i think 450.  The catch is you have to have a chase private banker and from reading posts on here those people tend to have a net worth 5-30 million.  I have heard both that is why the AF isn't as high because they are making money off of you in different ways.

Valued Contributor
Posts: 1,673
Registered: ‎11-11-2012
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Re: Most Prestigious (harder to get approved)

There was a thread on this fairly recently.  One point there, you need to decide if you mean presigious in the general population, or for MyFico.

 

Around 58% of the adult population have "good" scores, above 700, and so most can get most of the desired cards sought on this forum.  CSP, Visa Sig World Mastercard aren't a big deal to most, they can get them and not even be aware that some credit cards are Sig/World/WorldElite and others aren't.

 

 



Valued Contributor
Posts: 1,455
Registered: ‎09-01-2011
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Re: Most Prestigious (harder to get approved)

I can't think of any prestigious cards in the US market, the lenders create pretty compelling products but then dilute them with basic approval criteria. Citi Prestige can be issued with as low as $2,000 limit and CSP is just $5k, these are very accessible lines. Visa Infinite is probably the most prestigious since it cannot be issued below $25,000. If we had cards like that here, they would probably be prestigious.

Valued Contributor
Posts: 1,863
Registered: ‎09-20-2011
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Re: Most Prestigious (harder to get approved)

Simmons First Platinum card.  Very hard to get.

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Posts: 15,442
Registered: ‎04-09-2011
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Re: Most Prestigious (harder to get approved)


wallstreet777 wrote:
Not counting centurion, what do you guys think are the hardest to approve for? Or most prestigious? I'd like to add 1 more card, not sure if there is something out there I don't know about. Thanks.

Simmons first Visa




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,580
Registered: ‎04-07-2008
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Re: Most Prestigious (harder to get approved)


ezdoesit wrote:

i agree the J.P Morgan Palladium but you don't need to spend 250k like the centurion and the AF is i think 450.  The catch is you have to have a chase private banker and from reading posts on here those people tend to have a net worth 5-30 million.  I have heard both that is why the AF isn't as high because they are making money off of you in different ways.


AF on the JP Palladium is $595 :smileyhappy:




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