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@stpn2me wrote:Your score historyI just thought some of you guys would like to see my progression since getting serious in Jan 07. As you can see, it takes time, but eventually, your score will get better. Bank Of America still hasnt reported the $1000 I took off of it (CL is 1500, when I charged a down payment on a car of $1000, it dropped my score to 670 from 684) I didnt get the car, got my money back and I am still waiting to see if I get my points back (the credit card has a $5.00 balance). I think I should, but anyway, see the rise since I got serious? No inq, no baddies, and I have been paying down debt. Good luck guys and keep on the block...dont give up and you can dig yourself out of bad credit holes, it just takes time..Stpn2me