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I just thought some of you guys would like to see my progression since getting serious in Jan 07. As you can see, it takes time, but eventually, your score will get better. Bank Of America still hasnt reported the $1000 I took off of it (CL is 1500, when I charged a down payment on a car of $1000, it dropped my score to 670 from 684) I didnt get the car, got my money back and I am still waiting to see if I get my points back (the credit card has a $5.00 balance). I think I should, but anyway, see the rise since I got serious? No inq, no baddies, and I have been paying down debt. Good luck guys and keep on the block...dont give up and you can dig yourself out of bad credit holes, it just takes time..
Stpn2me
I need to show your graph to my graph, so it will understand what it's supposed to be doing.
"What caused that big dip at the first of the year?"
I had a late on a student loan while it was being consolidated and not really knowing about this site. Since then I have gotten the lates removed by asking for the loan office to take them off and that just happened this month. It should go up nicely this month. Plus being in afghanistan not being able to spend money didnt hurt!
I just wanted some people to know that what they say on this forum does work but it only takes time..
Stpn2me
TU - 673 EQ - 670 EX - 684
Message Edited by stpn2me on 11-11-2007 11:41 AM
stpn2me wrote:Your score historyI just thought some of you guys would like to see my progression since getting serious in Jan 07. As you can see, it takes time, but eventually, your score will get better. Bank Of America still hasnt reported the $1000 I took off of it (CL is 1500, when I charged a down payment on a car of $1000, it dropped my score to 670 from 684) I didnt get the car, got my money back and I am still waiting to see if I get my points back (the credit card has a $5.00 balance). I think I should, but anyway, see the rise since I got serious? No inq, no baddies, and I have been paying down debt. Good luck guys and keep on the block...dont give up and you can dig yourself out of bad credit holes, it just takes time..Stpn2me
Congratulations! ^^
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