cancel
Showing results for 
Search instead for 
Did you mean: 

Motorola

tag
woodyman100
Valued Contributor

Motorola

Received a Motorola preapproval in the mail. Should I go for it? What kind of limits do they give?

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 1 of 6
5 REPLIES 5
NRB525
Super Contributor

Re: Motorola


@woodyman100 wrote:

Received a Motorola preapproval in the mail. Should I go for it? What kind of limits do they give?


No physical card? Do you get a free flip phone? Smiley Happy

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 6
mongstradamus
Super Contributor

Re: Motorola


@NRB525 wrote:

@woodyman100 wrote:

Received a Motorola preapproval in the mail. Should I go for it? What kind of limits do they give?


No physical card? Do you get a free flip phone? Smiley Happy


Moto x or nexus 6 aint too shabby :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 6
woodyman100
Valued Contributor

Re: Motorola

The watch looks pretty sweet! After really looking at the web site, they honestly don't sell that many items.

my common sense came back. It would be a useless TL

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 4 of 6
Gollum
Established Contributor

Re: Motorola


@mongstradamus wrote:

@NRB525 wrote:

@woodyman100 wrote:

Received a Motorola preapproval in the mail. Should I go for it? What kind of limits do they give?


No physical card? Do you get a free flip phone? Smiley Happy


Moto x or nexus 6 aint too shabby :-)


"Free / Cheap" smartphones generally lock you into a two year contract with a monthly payment plus a monthly payment for a data plan.

Credit Scores: (FICO 8) 846 Experian April 2024, 844 TransUnion March 2024 | (FICO 9) 849 Equifax April 2024
Credit Cards (newest to oldest): NFCU VISA Platinum $25,000 | BECU Cash Back VISA $10,000 | American Express BCE $9000 | Simmons Bank VISA $7500 | Capital One Quicksilver VISA Platinum (PC/upgrade from No Hassle Miles Rewards VISA Platinum) $500
Message 5 of 6
takeshi74
Senior Contributor

Re: Motorola


@woodyman100 wrote:

Received a Motorola preapproval in the mail. Should I go for it? What kind of limits do they give?


Should is up to you to determine.  It's not a one-size-fits-all matter.  Read up and determine if it suits you.  Don't just respond to offers.  Go after the cards that you need/want.  Limits depend on your credit and income -- not the card.

Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.