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Moving Chase limits

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ecxpa
Valued Contributor

Moving Chase limits

So the Slate card has served it's purpose and I would like to transfer the CL to my Sapphire or Freedom card which I have balances on.........I have a lot of new credit over the past year  and tons of inquiries ........I have seen a few posts where Chase has taken AA when folks continue opening accounts.....I have a lot of Chase cards including IHG 12k, Marriott 7k, AARP 6k, Freedom (2cards) 2k and 2.5k,  Sapphire 5k, Amazon Visa, and Slate 3.5k, HELOC just paid off.  Over the past few mos I have a new HELOC for 50k, bal 7k, just approved for NASA 20k................Do I need to wait before I ask for the CL transfer or is this an internal thing with Chase.  Don't want to rock the boat, I've managed to dig out of a divorce and recover my credit over the past 18 mos.    My scores EQ 727, EX 741, TU 738, salary 150k. ......50 inq on EQ, 38 on Ex, 7 on TU

Message 1 of 7
6 REPLIES 6
Luscher
Valued Contributor

Re: Moving Chase limits

You can do a CL reallocation at any time. Just send them a secure message.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 2 of 7
sccredit
Valued Contributor

Re: Moving Chase limits


@Luscher wrote:
You can do a CL reallocation at any time. Just send them a secure message.

Exactly.  Extremely easy

Message 3 of 7
HeilFico
Regular Contributor

Re: Moving Chase limits

For some reason when I re-allocated they made me keep 1k on the Slate. Let us know what your outcome is.

 

 

Smiley Happy

Message 4 of 7
sccredit
Valued Contributor

Re: Moving Chase limits


@HeilFico wrote:

For some reason when I re-allocated they made me keep 1k on the Slate. Let us know what your outcome is.

 

 

Smiley Happy


I had to keep $500 on my Freedom when I moved it to Slate.  

Message 5 of 7
plastic_man
Regular Contributor

Re: Moving Chase limits

I sent a SM and moved the limit from Freedom to CSP ,but for whatever reason, they kept $500 on Freedom , so I just closed Freedom.

MyFICO Scores : EQ = 791 , TU = 794, EX = 774 as of 06/16
Current CARDS : Boa working assets $33k| | QuickSilver $6650 | BillMeLater $5000 | FNBO AMEX $20K | ChoiceHotel BarclayCard $7500K |barclay ring card $15k| Macys AMEX $20k| AMEX Gold Premier | AMEX Blue Cash $13.2k | | Chase Marriott $20k | CSP $14,200| CAP1 Spark Miles $28k | AMEX Business Gold Premier| citi Hilton hhonors $12k| citi AAdvantage $10,500 | Chase Ink Plus $27k | BoA Alaska signature personal $17k | BoA Alaska business $27k | AMEX SPG $11,800 | JPM Ritz Carlton $29.9k
Message 6 of 7
Luscher
Valued Contributor

Re: Moving Chase limits

They need 500 to keep the card open. They won't do a reallocation without keeping 500 on that card even if you are closing it directly after.
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 7 of 7
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