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Moving credit limits among citi cards question

Established Member

Moving credit limits among citi cards question

I have a citi forward card with a 3500 limit and aa amex with 7k limit. Would citi let me move the forward limit to the aa card? I dont really have a need anymore for the forward card but dont want to give up the credit unless I can consolidate it with another citi card.

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Valued Contributor

Re: Moving credit limits among citi cards question

I tried to consolidate my cards. But they said the newest card must be at least 12 months old. My card at the time was only a month old.

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Re: Moving credit limits among citi cards question

Message 3 of 6
Valued Contributor

Re: Moving credit limits among citi cards question

I was unsuccessful until I tried the executive office. I asked for an increase on two cards and realised I wanted a higher limit on the one I didn't increase that much. I tried through a supervisor and she sent it to the underwriters who came back with they can't increase the limit for another six months. I got to the executive office and said that I wasn't asking for an increase, just so shift limits. When she sent it off the underwriters did it and I was able to reallocate. They said a hard inquiriy would be done, but maybe since I just got the increases a few days before they didn't need to do another one.

Message 4 of 6
Super Contributor

Re: Moving credit limits among citi cards question


KennyS2006 wrote:
I was simply told they don't combine lines at all.

When I planned to cancel my Citi AA Plat Select, they connected me to a retention specialist who said that if I close the card,  I could transfer all but $5K of the limit.  (They want to keep $5k "in case you decide to reopen the card" which I suspect makes no sense at all).   So at least in some cases, they will let you transfer CL, but losing $5K, and probably only when you actually close a card, rather than redistributing between two open cards.

Message 5 of 6
Super Contributor

Re: Moving credit limits among citi cards question

Citi told me they did not transfer credit limits. That said, I have opened new Citi cards and at the time of opening they allowed me to transfer limits (no hard inquiry). So what do you believe?
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