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New Contributor
Posts: 93
Registered: ‎07-26-2010
0

Much to my surprise---Walmart CL Increase!!!!

Was really SHOCKED when I went to pay my bill on Friday. I got a CLI of $500 more and didn't even have to ask. I'm happy Smiley Happy

Last app 10/12
**no app'ing till 10/14 or more***
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
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Re: Much to my surprise---Walmart CL Increase!!!!

Congrats on yoru CLI! If you don't mind me asking, how long have you had the card for?

TU: 603 – EQ: 569 – EX: N/A – May 2010

New Contributor
Posts: 93
Registered: ‎07-26-2010
0

Re: Much to my surprise---Walmart CL Increase!!!!

I got this card back in October-2010...... Do you have one also? If so, how long have you had it?

Last app 10/12
**no app'ing till 10/14 or more***
Established Contributor
Posts: 582
Registered: ‎10-17-2010
0

Re: Much to my surprise---Walmart CL Increase!!!!

[ Edited ]

GEMB (Walmart) usually gives automatic CLI's every 4 months.  If it's not automatic after your 4th month, then it is suggested to use the LUV button on their website (CLI request button).  Just make sure that you actually use the card at least once a month.

 

Secret:  Make a small purchase (candy or soda) and select the Cash Back option for the maximum amount, then walk over to the KIOSK payment machine or Guest Services to payback the Cash Back + the amount for the soda/candy (give a couple extra bucks just to cover yourself).  And, there you have it!  You've just made your somewhat large purchase for the month without really spending a bundle.  Do that once a month and watch your automatic increases go up, Up, and UP.

New Contributor
Posts: 93
Registered: ‎07-26-2010
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Re: Much to my surprise---Walmart CL Increase!!!!

You are super nice!!! Thanks for the advice...

Last app 10/12
**no app'ing till 10/14 or more***
Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
0

Re: Much to my surprise---Walmart CL Increase!!!!

[ Edited ]

I got mine around August or Sept 2010. Have not yet received a CLI on it yet. I waited for the 4th statement to cut on it and made sure my balance was low before I requested a CLI online. No dice. Even waited for the 5th statement and still nothing. I stopped requesting for CLI's on it and just waiting for one now.

TU: 603 – EQ: 569 – EX: N/A – May 2010

Valued Contributor
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Much to my surprise---Walmart CL Increase!!!!

 


JayRizzo wrote:

GEMB (Walmart) usually gives automatic CLI's every 4 months.  If it's not automatic after your 4th month, then it is suggested to use the LUV button on their website (CLI request button).  Just make sure that you actually use the card at least once a month.

 

Secret:  Make a small purchase (candy or soda) and select the Cash Back option for the maximum amount, then walk over to the KIOSK payment machine or Guest Services to payback the Cash Back + the amount for the soda/candy (give a couple extra bucks just to cover yourself).  And, there you have it!  You've just made your somewhat large purchase for the month without really spending a bundle.  Do that once a month and watch your automatic increases go up, Up, and UP.


 

Yes, they are pretty good at CLIs in the beginning (my JCP card went from 300 - 1800 in abt 7 months) and this is why I keep suggesting their card to people who are building (or rebuilding). I feel GEMB cards are easy to get and actually gets you a good CL with no AF (may be a big deal for people new to credit as they cant find many cards with no AF)

 

Btw, good trick. Just wondering if they charge you a fee for cash back.

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Contributor
Posts: 81
Registered: ‎09-14-2010
0

Re: Much to my surprise---Walmart CL Increase!!!!

i just got my increase as well. i started out with a 300 cl. i looked at my account today and i got a 400 cli. so i am now at 700 i've only had mine for 3 months it will be 4 months in april. i always by and pay in full after every transaction.


Starting Score:05/02/2010- TU-589-EQ-549
Current Score: 02/13/2012- TU-711-EQ-675-EX-735
Goal Score: TU-750-EQ-700-EX-750
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Valued Member
Posts: 46
Registered: ‎01-27-2011
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Re: Much to my surprise---Walmart CL Increase!!!!

ME TOO ME TOO!! Reading your posts and thought I should check and there it is $300.00 CLI! I love GEMB.If you haven't done so already,apply for the Universal AMEX.2.99% for 1st 6 months,after that firget it 23.99%



Starting Score: 672
Current Score: EQ ? TU 698
Goal Score: 725


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Established Contributor
Posts: 736
Registered: ‎07-07-2010
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Re: Much to my surprise---Walmart CL Increase!!!!

[ Edited ]

Same for my girlfriends discover walmart. I am really irritaed about the whole thing. She has been denied twice now for a CLI and now is going into her 7th month having the card. She has used the card every month. She better get a CLI soon... only reason we got her the card was because GEMB is supposed to grow. My paypal card has grown for me and she has always had a little better score than me.


MyCreditStinks wrote:

I got mine around August or Sept 2010. Have not yet received a CLI on it yet. I waited for the 4th statement to cut on it and made sure my balance was low before I requested a CLI online. No dice. Even waited for the 5th statement and still nothing. I stopped requesting for CLI's on it and just waiting for one now.



EDIT her statement just hit today- I told her to request another increase. Her third try. and BOOM. 3000 increase! Her credit line is now 3950!!!

__________________________
01/11/2011: FICO:TU: 746
12/14/2010: FICO:EQ: 744
08/12/2011: FICO:EXP: 766
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