Multiple Amex card CLI Question?

[Anonymous]

Hey everyone. I have a question about CLI's with Amex. I was able to get my 3X CLI on my BCP today after 62 days of having the card. I then apped for an Everyday card and was approved instantly. My question is I want to plan my next move in managing both cards and there limits. After getting the 3X increase on my BCP today am I now 180 days away from any increases on both cards? Thanks!

[Anonymous]

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@Anonymous wrote:

Hey everyone. I have a question about CLI's with Amex. I was able to get my 3X CLI on my BCP today after 62 days of having the card. I then apped for an Everyday card and was approved instantly. My question is I want to plan my next move in managing both cards and there limits. After getting the 3X increase on my BCP today am I now 180 days away from any increases on both cards? Thanks!

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Correct. You need to wait 180 days for another CLI, on either account.

[jawbrkr]

What you can do in 180 is get a CLI on one card and move limits around to bring them closer together in CL. Thats what I did with my cards. My ED got cli to 20k and i moved 8K of that to the BCE to get that to 10K. 

[Anonymous]

Great info! Thanks all for the help!

[Anonymous]

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@jawbrkr wrote:

What you can do in 180 is get a CLI on one card and move limits around to bring them closer together in CL. Thats what I did with my cards. My ED got cli to 20k and i moved 8K of that to the BCE to get that to 10K. 

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How old were the cards? I thought one had to have 13 statements cut and the donor card had to be 60 days old.

[jawbrkr]

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@Anonymous wrote:

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@jawbrkr wrote:

What you can do in 180 is get a CLI on one card and move limits around to bring them closer together in CL. Thats what I did with my cards. My ED got cli to 20k and i moved 8K of that to the BCE to get that to 10K. 

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How old were the cards? I thought one had to have 13 statements cut and the donor card had to be 60 days old.

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That is correct. The donor card has to be at least 13 months old. For me the receiving card was only at 6 months while the donor was at 13 or 14 months. Hopefully in the next 180 days he or she will be at 13 months or close enough. Wont be long.

[Anonymous]

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@jawbrkr wrote:

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@Anonymous wrote:

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@jawbrkr wrote:

What you can do in 180 is get a CLI on one card and move limits around to bring them closer together in CL. Thats what I did with my cards. My ED got cli to 20k and i moved 8K of that to the BCE to get that to 10K. 

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How old were the cards? I thought one had to have 13 statements cut and the donor card had to be 60 days old.

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That is correct. The donor card has to be at least 13 months old. For me the receiving card was only at 6 months while the donor was at 13 or 14 months. Hopefully in the next 180 days he or she will be at 13 months or close enough. Wont be long.

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Right on the donor being 13 months/statements. It doesn't matter for the OP, but for the sake of completeness, sometimes people are told the receiving card has to be 60 days old and sometimes not. It must be a corporate policy rather than CARD act thing. I tripled my old TE and moved a bunch to my EDP right after I opened it (with a tiny limit to start)...but it took a few tries. 

[RonM21]

I'm apping.with Amex soon. This is good to know.