Credit Card Center Advertiser Disclosure

Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0 Kudos

Re: Multiple Businesses Financed by GE Capital...

[ Edited ]

All the quotes you have quoted so far does NOT prove preferential treatment. Like I said GE uses a rather "universal" approval standard across all of its offering. If you can get one, you should have no problem getting the second one, since the second one uses a very similar standard compared to the first one. It doesn't matter where you apply from.


This is what preferential treatment looks like. AMEX uses an AMEX internal risk score which scores existing AMEX account more heavily (more percentage) than anything else.


GE's internal score treats every account (non-GE or GE account) the same. It does not give more percentage to GE account.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/ (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Frequent Contributor
Posts: 474
Registered: ‎04-09-2012
0 Kudos

Re: Multiple Businesses Financed by GE Capital...

I've had cards for Walmart (recently CLI'ed to $2000 from $1000) and Belk (recently CLI'ed to $1000 from $200)for quite a while, both are GE backed.  Last year, I moved from an apartment into a house.  The person moving into my old place offered to buy the existing furniture.  The house was partially furnished and I financed about $3500 from Ashley Homegoods and decided to splurge on a mattress and financed $3400 from Tempurpedic, both GE backed cards and both offered 0% financing for long periods of time.  I paid both cards off within 4 months.  About 3 months after that, I tried to get GE financing for a medical procedure that cost $1900 but GE would not approve because of the new credit I had gotten with them, even though they were paid.  But last month, I applied for the Paypal Extras card and got instant approval for $2000.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.