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I have 2 preapproved citi offers - Diamond preferred an thank you preferred . I live in mn and my scores are TU -768, 3 Inquiries Experian - 722 4 Inquires Equifax - 732 0 inquiries. Equifax and transunion are pulled recently from fico and my experian is 8 months old pulled for student loan( called and asked for score). Can I apply fo both the offers (Same Apr 14.99 , 0% APR & BT for 18 months) or just pick one?. Current credit limit on 3 cards 13,250 Utilization 4%
Suggestions are highly appreciated
On their website the Diamond Pref has a 21 month 0% on both purchases and BT's, you might want to check that out.
Some people have luck with 2 Citi app approvals in one day with only 1 credit pull.