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Multiple Citibank CLI question.

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oxen
Member

Multiple Citibank CLI question.

So I have a 2 store cards and a credit card all 3 are with Citibank,  Does anyone know if there is a way to ask for a Credit limit increase for all 3 but with only one hard pull? or do you have to take a hit for each one?

 

Thanks for any and all info.

Message 1 of 5
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Creditaddict
Legendary Contributor

Re: Multiple Citibank CLI question.


@oxen wrote:

So I have a 2 store cards and a credit card all 3 are with Citibank,  Does anyone know if there is a way to ask for a Credit limit increase for all 3 but with only one hard pull? or do you have to take a hit for each one?

 

Thanks for any and all info.


which store cards?

the non store card have you checked online if you request a CLI does it say that proceeding will be a hard pull or is it offering the sp which has wording of "It's easy to check for a credit line increase and we don't need to pull your credit" or something similar

 

Message 2 of 5
oxen
Member

Re: Multiple Citibank CLI question.

Home Depot and Tractor Supply and yes when I go online it shows a hard pull I was just hoping that maybe I can call someone.
Message 3 of 5
Creditaddict
Legendary Contributor

Re: Multiple Citibank CLI question.


@oxen wrote:
Home Depot and Tractor Supply and yes when I go online it shows a hard pull I was just hoping that maybe I can call someone.

I don't think you can get 1 hp for all the accounts but with Home Depot I would just submit the request online for $25k or more and come back in an hour or so and you will probably have an answer (they will counter if not full amount... don't short yourself!)

Message 4 of 5
B335is
Moderator Emeritus

Re: Multiple Citibank CLI question.

You'll need to submit separate requests for each card. Some may be soft pull eligible depending on the verbiage on your request increase page.
Message 5 of 5
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