@CreditUnionFan wrote:Does anyone have any recent intel on whether one is allowed multiple Chase Freedom cards?
The reason I ask is I'm getting solicited about once a week for either the Slate or Freedom. I already have a Freedom Visa, and a Freedom MC, but neither are Signature/World.
They're also taunting me with the $100 incentive for $500 in purchases, which is about as easy as falling off a log for me.
The local branch banker said you can only have one of a card now. I think I walked in with two mailers for Freedom, and I received another mailer yesterday.
Since I'm also eyeing the Ink for my LLC, and it's small business month so I could get a nice sized bonus on that card, it's the best month to pull the trigger. if I did both apps on the same day it should be only one HP from what I've read.
Any thoughts?
Your banker is correct. Last year Chase changed their policy to state that a borrower may only have one like card. The mailers come from marketing
@CreditUnionFan wrote:
If I have the following, any suggestions for trying to maximize the use of a possible single HP. (since I'm doing the Ink for the LLC)
I already have:
Amazon visa
BP Visa
CSP
Freedom Visa
Freedom MC
Slate
Or should I call an uw to inquire about a CLI on one of the existing, using the same HP?
Chase really isn't known to use the same hp for multiple requests ....it really is hit and miss with them
I've had two Freedom cards for over 4 years now. The older one used to be a Starbucks Duetto Visa (opened in '07), but was PC'ed automatically to a Freedom in the '09-'10 timeframe.
Both have a $3k limit. Recently got a Slate with a $3k limit as well
Both have a $3k limit. Recently got a Slate with a $3k limit as well
@RiotAct wrote:
I've had two Freedom cards for over 4 years now. The older one used to be a Starbucks Duetto Visa (opened in '07), but was PC'ed automatically to a Freedom in the '09-'10 timeframe.
Both have a $3k limit. Recently got a Slate with a $3k limit as well
The local banker said those that already had two Freedom cards could keep them. My Freedom Visa started its life as the Countrywide Visa and was PC'd when the relationship with Countrywide ended (bought by BoA). My Freedom MC started its life many years ago as the Bell Atlantic MC, and then became the PerfectCard MC, and was PC'd to a Freedom MC when the PerfectCard program ended.
It's rumored I'll still get to keep the second Freedom when they switch the MC over to Visa.
What's crazy is that the marketing departmet is sending me numerous solicitations for the Freedom card, again.The only other wrinkle I could think of is that perhaps one could have a Freedom Signature and a Freedom non-Signature.
