Current Scores: TU 746, EX 755, EQ 724
Starting Score 9/12: EQ 645 TU 641 EX 651
racer-x wrote:Stay away from the light......don't go into the light....it's a trap....you'll get denied or a $100 CL with 6 HP's....
Hey now... that would be a $300 limit in 61 days! Capital One seems to think that's an acceptable limit. Seriously though, boredom has to be the worst thing when it comes to gardening.
Starting Score: 675
kevinjjc wrote:
drkaje wrote:Gardening pays off for most.
I'm only apping twice this year for student loans.
There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.
Do you already have the US Bank Cash+ card? In my opinion, it's a must-have!
I already have BCP, Delta Amex, 2 Citi, Chase Freedom, and 2 USAA cards. I was jonesing for a USBank card but really don't want anything else to manage.
My long term (7 year) plan is to only have 2 or 3 cards. Unless someone comes up with a card I'll lose sleep over not applying for this dude is staying in the garden, LOL!
drkaje wrote:
kevinjjc wrote:
drkaje wrote:Gardening pays off for most.
I'm only apping twice this year for student loans.
There really isn't a lot out there that floats my boat in the CC world at this point. It's actually pretty easy to garden now.
Do you already have the US Bank Cash+ card? In my opinion, it's a must-have!
I already have BCP, Delta Amex, 2 Citi, Chase Freedom, and 2 USAA cards. I was jonesing for a USBank card but really don't want anything else to manage.
My long term (7 year) plan is to only have 2 or 3 cards. Unless someone comes up with a card I'll lose sleep over not applying for this dude is staying in the garden, LOL!
In my opinion, it's risky to have only 2 or 3 credit cards. Diversification in this credit game is important. For example, if you get AA'd with your 2 or 3 credit cards, you're essentially out of luck. Please carefully think about this.
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