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haulingthescoreup wrote:
Have you got a plan? Have you figured out where you want to be in six months, a year, two years? Have you played with the sims on EQ and TU to see where you might be in terms of scores at those points?
If you genuinely need something like a Hooters card to get you over some sort of hump, fine; but in the long run, you'll probably do better to hunker down and get to where you can qualify for a BofA secured card or a local CU card.
It's fine to app if you know that you have a good chance of getting a certain card, and that this card will fit a specific need. But there is no point in slowing down your overall progress by impulse apps, resetting the clock each time.
Did that help any?
@haulingthescoreup wrote:
Have you got a plan? Have you figured out where you want to be in six months, a year, two years? Have you played with the sims on EQ and TU to see where you might be in terms of scores at those points?
If you genuinely need something like a Hooters card to get you over some sort of hump, fine; but in the long run, you'll probably do better to hunker down and get to where you can qualify for a BofA secured card or a local CU card.
It's fine to app if you know that you have a good chance of getting a certain card, and that this card will fit a specific need. But there is no point in slowing down your overall progress by impulse apps, resetting the clock each time.
Did that help any?