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Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: Still waiting on my AMEX Blue

My Blue Is HERE!
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
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Re: Still waiting on my AMEX Blue

LOL congrats, what is your rate and credit line? any intro offer..
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
0

Re: Still waiting on my AMEX Blue

The rate is 15.24 after the 0% teaser rate ends 2/10.  The CL is $2000.
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
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Re: Still waiting on my AMEX Blue

Almost same as mine..Mine is 0% APR for 15 months end in March 2010 and thereafter is 11.24% CL is$2k

Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: Still waiting on my AMEX Blue

I don't understand why I don't get the best rates despite having excellent credit.  Maybe because I don't own a home.
Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
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Re: Still waiting on my AMEX Blue

LOL if you want best rates AMEX is not the issuers to apply for..No one gets best rates nowadays, even if you have perfect score 850..
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: Still waiting on my AMEX Blue

My State Farm rate is 11.99.  My lowest rate I think.     I haven't paid interest on any cards in the last 4 years.
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CreditCard101
Posts: 401
Registered: ‎02-23-2009
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Re: Still waiting on my AMEX Blue

[ Edited ]

My lowest credit card rate in my wallet is 9.9% from my Credit Union..

Amex 11.24% <<---never carry balance

Citi 13.24% <<---never carry balance

BoA 14.24 %  <<--never carry balance

Walmart Card 19.87%  <<--never EVER and EVER carry balance

Message Edited by CreditCard101 on 08-20-2009 08:35 PM
Super Contributor
DI
Posts: 5,767
Registered: ‎01-28-2008
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Re: Still waiting on my AMEX Blue


CreditCard101 wrote:

My lowest credit card rate in my wallet is 9.9% from my Credit Union..

Amex 11.24% <<---never carry balance

Citi 13.24% <<---never carry balance

BoA 14.24 %  <<--never carry balance

Walmart Card 19.87%  <<--never EVER and EVER carry balance

Message Edited by CreditCard101 on 08-20-2009 08:35 PM

You need a Discover Card.  I would replaced with Walmart Card with a Discover Card if I were you. Is the WM card backed by GE?

 

I'm done applying for new cards.  I now have 2 MC, 2 Visa, Discover and AMEX.

Frequent Contributor
CreditCard101
Posts: 401
Registered: ‎02-23-2009
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Re: Still waiting on my AMEX Blue

[ Edited ]

LOL I am also done with credit cards too. No more credit cards for me. Except I am still waiting from BoA and Chase for the reconsideration of my recent apps for Chase Freedom and AAA from BoA..

 

Walmart card is okay to carry to get mix credit..I dont need discover card, also I can change Walmart card to discover after 6 months of payment history.


Yes Walmart card is backed by GEMB and Walmart Discover is backed by Discover Financial Services, LLC. So no need to get Discover...They are the same!

Message Edited by CreditCard101 on 08-20-2009 08:44 PM

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