My APP spree for the month of April w/some success....

[tntexans72]

Applied for:

BB Store Card: Approved

Dillards Card (received Dillards AX): Approved

Barclays Itunes Rewards Visa: Approved

Barclays Princess Rewards: Declined (too many inquiries)

Barclays Priceline Rewards: Pending...they are reviewing information provided.

Nordstrom Store Card: Declined (too many inquiries last 6 months). CSR said to call back in 6 months with no recent inquiries and they will approved.

Current Cards:

Chase Freedom

Chase Freedom Exclusives

Shell Gas Card

I will be gardening for the next 2yrs and wait for all my inquiries to fall off my CR and my one last baddie to drop (CO - medical from 2005) too. Once my CR is flawless and UTIL is 9% or less, I want to apply for the Continental One Pass Plus. I prefer the Presidential One Pass but the $400 annual fees makes me cringed. None of my cards have annual fees and I am happy about that. I take vacations out of the country and Continental is my #1 choice of carrier. It helps cause I am close to their HUB.

3 yrs ago, my fico was in the mid-500s and I have slowly work my way back up to the high 600s with the help of forums like myfico.com, etc.....there's hope ! lol..

[Anonymous]

Congrats!!!! Well done.

If you wouldnt mind telling us the credit limits you got, it would be nice to know for members in the same score range, and do you have any baddies on your reports?

It's always nice to know what lenders pulled which reports as well, if you dont mind letting us know.

[Anonymous]

Mustang.. how did you get from a 583 to the 700's in 6 months???

[score_building]

3 Barclays in same app spree and nordies last!

Gratz on approvals 

[Anonymous]

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@Anonymous wrote:

Mustang.. how did you get from a 583 to the 700's in 6 months???

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I'll send you a PM so to not hijack this thread.

[haulingthescoreup]

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@score_building wrote:

3 Barclays in same app spree and nordies last!

Gratz on approvals 

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omg, you're right!

OP, stop now. Barclays hates seeing apps after they approve you, and they'll cancel you in a heartbeat if you keep going.

And 'grats on what you have.

[Anonymous]

mahiven, check your PM.

[tntexans72]

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@score_building wrote:

3 Barclays in same app spree and nordies last!

Gratz on approvals 

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It was all downhill after the first approval.

It's called the "APP BUG".

The banks that declined all told me to come back in 6 months for approval.

Just no more inquiries they say....and I said......"I'll be back". 

[TheR105]

Mustang if you don't mind would you please pm me also? I'm working really hard and could use some insights. Thanks in advance

[haulingthescoreup]

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@tntexans72 wrote:

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@score_building wrote:

3 Barclays in same app spree and nordies last!

Gratz on approvals 

---

It was all downhill after the first approval.

It's called the "APP BUG".

The banks that declined all told me to come back in 6 months for approval.

Just no more inquiries they say....and I said......"I'll be back". 

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Yeah, some things just take time. As long as you stay on top of your current cards, and are patient enough to let them build up history, you'll be fine.