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My AmEx Green card AF came due...

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jefftca925
Established Contributor

My AmEx Green card AF came due...

My Green card statement just closed and the AF of $95 is now due.  I just don't use the card any more since I've got both my Costco Amex and a BCP from them.  Was just curious if anyone has been able to get it waived, reduced, a retention bonus offer to keep it open?  I'll probably close it anyway but just wondered what others have done.

 

Thanks!!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 1 of 20
19 REPLIES 19
LS2982
Mega Contributor

Re: My AmEx Green card AF came due...


@jefftca925 wrote:

My Green card statement just closed and the AF of $95 is now due.  I just don't use the card any more since I've got both my Costco Amex and a BCP from them.  Was just curious if anyone has been able to get it waived, reduced, a retention bonus offer to keep it open?  I'll probably close it anyway but just wondered what others have done.

 

Thanks!!


I'm curious as well on this topic, IMO I doubt AMEX would budge on it.




EQ FICO 548 3/3/16
Message 2 of 20
jefftca925
Established Contributor

Re: My AmEx Green card AF came due...

I kind of doubt they'll budge too... but not a biggie.  I'd like to get the Delta Gold card down the road so I do have my eye on a potential replacement Smiley Wink

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 3 of 20
Anonymous
Not applicable
Message 4 of 20
jefftca925
Established Contributor

Re: My AmEx Green card AF came due...

Thanks for the link.  Looks like the Green card is gonna hit the shredder.  I still have the other two with room if another good offer comes along Smiley Happy

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 5 of 20
jefftca925
Established Contributor

Re: My AmEx Green card AF came due...UPDATED

So I did some research on the AmEx website after reading the FT thread (no can do to have AF lowered) so I looked at the Zync card and the Packs associated with it and figured the Home Pack (with the $20 Lowe's GC each year + $15 GCs with $150 spend) would be a decent card to switch to for a $40 AF.  Just got off the phone with a very nice CSR (gotta love AmEx for that!) and had the card switched.  Very easy and I think this card will work well for my needs right now.  The local Lowe's has a fantastic Garden dept. with a very knowledgeable saleslady there who is awesome!  The Green card just didn't meet my expectations and I have the other two cards that I use a lot more.

 

Next up... Chase Southwest and Citi AAdvantage to be switched or cancelled.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 6 of 20
pizzadude
Credit Mentor

Re: My AmEx Green card AF came due...UPDATED

Good call ~ although the MR express points aren't as valuable, it is very easy with only a $25 AF to get the card to pay for itself, and the packs will usually pay for themselves too.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 7 of 20
LS2982
Mega Contributor

Re: My AmEx Green card AF came due...UPDATED

Im glad i decided on the Zync and not green now!



EQ FICO 548 3/3/16
Message 8 of 20
jefftca925
Established Contributor

Re: My AmEx Green card AF came due...UPDATED


@pizzadude wrote:
Good call ~ although the MR express points aren't as valuable, it is very easy with only a $25 AF to get the card to pay for itself, and the packs will usually pay for themselves too.

that's what I figured by calculating how much I would spend on the card particularly at Lowe's and home furnishing stores.  I don't really need to transfer points to a FF program as I have plenty of those already (love those sign-up bonuses Smiley Wink)  I'm doing a lot of remodeling projects on my house so I'll put this card to use for that.  Just wish they included the 2x points at Home Depot too... but oh well.  Can't have everything!!

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 9 of 20
pizzadude
Credit Mentor

Re: My AmEx Green card AF came due...UPDATED

Yeah the home pack is great if you shop frequently as Lowe's. And with just the Small Biz Saturday promo last year ( $25 ) the ZYNC paid for itself.
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 10 of 20
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