06-13-2008 02:25 PM
06-13-2008 02:29 PM
06-13-2008 06:06 PM
Congrats- I’m in mo. #2 of the card and can’t wait for it to unsecure. I see the CLI button on my acct and it’s so tempting to hit it even though I know of course no CLI is available @ this time LOL BA was VERY good to me in the past (unfortunately I burned them when younger and dumber) w/ccs + CLIs, so I’m hoping they’re going to show me some luvin on this cc.
11-01-2008 01:28 PM
...by the way, I'm wondering if [BoA is] using info from [their] "My portfolio" feature which provides access to all your accounts within their online banking).
I'm wondering about this too...
11-01-2008 01:52 PM
11-01-2008 02:47 PM
There is 2 different secured cards offered by BOA
the first one is fully secured, you can deposit between 300 to 10,000 dollars and get the card with a CL equal to your deposit if you keep the card and use it wisely for 9 months they will unsecure it and you get your deposit back few weeks after it unsecured with a CL= YOUR DEPOSIT or >
the second one is secured too, but you have to deposit 99 dollars to get it and your CL is only 500 dollars and you can not increase it ..Same thing if you treat your card well for 9 months you will get the 99 dollars back and they will unsecure it with a cli = 500 or >
but the thing is the 2nd one is offered by boa when you apply for one of their unsecured cards and get denied.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.