cancel
Showing results for 
Search instead for 
Did you mean: 

My Best Buy MC platinum CC????

Established Member

My Best Buy MC platinum CC????

 Received an upgraded letter today in mail form Best Buy.

 the letter stated that I can upgraded my store card to a MC

platinum credit card....what's the verdict on this card.

 

rewards 

2% back in dining and groceries

1%  back on all other purchases

LOWES-25K|CSP-15K|DISCOVER-15K|BARCLAYS-13K|AMEXEDP-30K|CITI-11.2K|BBMC-10K|WALMART-10K|CAP1Q.S.-5K|NORDSTROM 8K|FNBO AMEX 4K

FICO EQ08 743TU08 741EX08 753
4 REPLIES
Moderator

Re: My Best Buy MC platinum CC????


rg23 wrote:

 Received an upgraded letter today in mail form Best Buy.

 the letter stated that I can upgraded my store card to a MC

platinum credit card....what's the verdict on this card.

 

rewards 

2% back in dining and groceries

1%  back on all other purchases


Over the last week I have seen several individuals asking whether to cancel their BB cards as they seem to not be willing to give any real CLs. If you accept it I would not look to it  becoming a card with a major CL.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne
Epic Contributor

Re: My Best Buy MC platinum CC????


gdale6 wrote:

rg23 wrote:

 Received an upgraded letter today in mail form Best Buy.

 the letter stated that I can upgraded my store card to a MC

platinum credit card....what's the verdict on this card.

 

rewards 

2% back in dining and groceries

1%  back on all other purchases


Over the last week I have seen several individuals asking whether to cancel their BB cards as they seem to not be willing to give any real CLs. If you accept it I would not look to it  becoming a card with a major CL.


Big difference to us who either had a best buy store card "B Level" or the lower limit MasterCard with or without annual fee that use to be offered by HSBC for just about any credit rating.

someone that has a store card with several thousand cl or mc with no af and several thousand cl probably just have to take the hp and they can go up a lot... Many board members have 10,20, even $40k limit store and MasterCard best buy and I assume since they now offer the same 0% offers on the MasterCard they are trying to swap people out and hope they burry themselves by charging over top of their 0% in store charges with MasterCard outside best buy purchases!!! Brilliant plan actually but if you understand it and handle it correctly and are a best buy shopper it's actually a pretty good card when you step up to elite status on the rewards program

Highlighted
Established Member

Re: My Best Buy MC platinum CC????


Creditaddict wrote:

gdale6 wrote:

rg23 wrote:

 Received an upgraded letter today in mail form Best Buy.

 the letter stated that I can upgraded my store card to a MC

platinum credit card....what's the verdict on this card.

 

rewards 

2% back in dining and groceries

1%  back on all other purchases


Over the last week I have seen several individuals asking whether to cancel their BB cards as they seem to not be willing to give any real CLs. If you accept it I would not look to it  becoming a card with a major CL.


Big difference to us who either had a best buy store card "B Level" or the lower limit MasterCard with or without annual fee that use to be offered by HSBC for just about any credit rating.

someone that has a store card with several thousand cl or mc with no af and several thousand cl probably just have to take the hp and they can go up a lot... Many board members have 10,20, even $40k limit store and MasterCard best buy and I assume since they now offer the same 0% offers on the MasterCard they are trying to swap people out and hope they burry themselves by charging over top of their 0% in store charges with MasterCard outside best buy purchases!!! Brilliant plan actually but if you understand it and handle it correctly and are a best buy shopper it's actually a pretty good card when you step up to elite status on the rewards program


thanks for the reply..

i definitely see your point of view..Citi trying to capture outside sales. I currently have a 10K credit line, so hopefully I fall in with those who have made there cards grow to 25Kplus.

LOWES-25K|CSP-15K|DISCOVER-15K|BARCLAYS-13K|AMEXEDP-30K|CITI-11.2K|BBMC-10K|WALMART-10K|CAP1Q.S.-5K|NORDSTROM 8K|FNBO AMEX 4K

FICO EQ08 743TU08 741EX08 753
Epic Contributor

Re: My Best Buy MC platinum CC????


rg23 wrote:

Creditaddict wrote:

gdale6 wrote:

rg23 wrote:

 Received an upgraded letter today in mail form Best Buy.

 the letter stated that I can upgraded my store card to a MC

platinum credit card....what's the verdict on this card.

 

rewards 

2% back in dining and groceries

1%  back on all other purchases


Over the last week I have seen several individuals asking whether to cancel their BB cards as they seem to not be willing to give any real CLs. If you accept it I would not look to it  becoming a card with a major CL.


Big difference to us who either had a best buy store card "B Level" or the lower limit MasterCard with or without annual fee that use to be offered by HSBC for just about any credit rating.

someone that has a store card with several thousand cl or mc with no af and several thousand cl probably just have to take the hp and they can go up a lot... Many board members have 10,20, even $40k limit store and MasterCard best buy and I assume since they now offer the same 0% offers on the MasterCard they are trying to swap people out and hope they burry themselves by charging over top of their 0% in store charges with MasterCard outside best buy purchases!!! Brilliant plan actually but if you understand it and handle it correctly and are a best buy shopper it's actually a pretty good card when you step up to elite status on the rewards program


thanks for the reply..

i definitely see your point of view..Citi trying to capture outside sales. I currently have a 10K credit line, so hopefully I fall in with those who have made there cards grow to 25Kplus.


If your TU looks good id take the upgrade and if it doesn't come with cli request it online for above your highest current cl!!! (That's what I say)