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Regular Contributor
flyingmd
Posts: 219
Registered: ‎06-17-2011

Re: My BoA Secured Credit Card limit went up somehow

Wells Fargo will RARELY unsecure your secure credit card. That has been the experience of almost everybody that has reported on this forum. They will make you apply for a new card/account and there is no guaruntee they will approve it. Even after 18 months. One of the main reasons I didn't go for their secured card way back when even though I had all my checking and savings with them.

Established Member
Cranston
Posts: 36
Registered: ‎08-08-2010

Re: My BoA Secured Credit Card limit went up somehow

Congrats.

 

When I first came to the US in 2009 I heard many bad things about BofA but my DW and I have both found them to be very helpfull CC company.

New Member
Eiyanne
Posts: 15
Registered: ‎08-27-2011

Re: My BoA Secured Credit Card limit went up somehow

Good job you guys, I think I'm blacklisted from BoA. I had problems years ago, and now they won't touch me.
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011

Re: My BoA Secured Credit Card limit went up somehow

Eiyanne, have you tried for a secured card?

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge

New Member
Markish
Posts: 4
Registered: ‎08-26-2011

Re: My BoA Secured Credit Card limit went up somehow

Also something very interesting is that I did NOT pay in full every month. My limit was $500 but I always left a balance of less then $10.

New Member
Eiyanne
Posts: 15
Registered: ‎08-27-2011

Re: My BoA Secured Credit Card limit went up somehow

I haven't, I've given up and moved onto other cards. I know that I have too many cards, but I don't want to close them. I've got Dillards, Macy's AMEX, Belks, AMEX delta platinum skymiles, discover, Walmart, my old Household Bank, US Airways. I'm good, done with credit apps. I'll take care of what i have and look forward to lowering my utilization.
Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011

Re: My BoA Secured Credit Card limit went up somehow

Yes, you've got a good arsenal indeed. I agree if you don't need it, don't apply for it. Wasted INQ and points dropping aren't needed.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


Take the FICO Fitness Challenge


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