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My BofA CC Disappeared! Due to Prod Change?

Established Contributor

My BofA CC Disappeared! Due to Prod Change?

I checked my FICOs today and was shocked to see a 30 pt drop! After some close reviewing, I realized it was because my BoA 15K card is completely gone! There were no disputes re: it, so I'm not sure how it happened? Has this ever happened to anyone else? Should I simply call BoA and ask them to re-report/update this account with the CRA?

Message Edited by Pj1369 on 04-13-2008 12:37 AM
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Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 1 of 5
4 REPLIES
Moderator Emerita

Re: My CC Disappeared!

I'd be on the phone PDQ with BofA to ask (nicely, of course) if they failed to report the card for some reason.

I've lost track with everyone's credit card swaps --is this the card that you traded your Marlins card in for?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 2 of 5
Established Contributor

Re: My CC Disappeared!



haulingthescoreup wrote:
I'd be on the phone PDQ with BofA to ask (nicely, of course) if they failed to report the card for some reason.

I've lost track with everyone's credit card swaps --is this the card that you traded your Marlins card in for?


Yes it is - but it only disappeared from EX.
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 3 of 5
Moderator Emeritus

Re: My CC Disappeared!



Pj1369 wrote:


haulingthescoreup wrote:
I'd be on the phone PDQ with BofA to ask (nicely, of course) if they failed to report the card for some reason.

I've lost track with everyone's credit card swaps --is this the card that you traded your Marlins card in for?


Yes it is - but it only disappeared from EX.

But BofA updates with EX first.
Message 4 of 5
Highlighted
Established Contributor

Re: My CC Disappeared!

Ohhh -- has this happened to others who have undergone a product change? There account disappears for a little bit on your credit profiles?
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 5 of 5