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So, I called in to request a CLI today considering my card is just shy of a year old. I knew I was going to get declined (This is Cap1 we're talking about) but let me share with you all this response I got:
"Due to the current economic situation we can not grant you a CLI at this time. We base our decisions on the current economic situation and how many CLI's we have given to others and unfortunately we are unable to grant you one at this time"
Really?
Yes, I understand this is a rebuilder card. But for the love of god, WORK with me here Cap1!!!!!!
At least they are coming up with more creative excuses now. Instead of "Your card isn't elligible for a CLI and never will receive one. Ever."
LMBO....that's classic. You can only get gems like this when calling in...the monkey button isn't as creative!
What's the current limit? Under $1000?
It's a starter card, cap one has the sub-prime cards setup at a limit of how much revovling on all accounts. You have to switch to a prime card to see big CLI. This is the reason why AMEX and other companies don't take as much heat on the limits.
@LS2982 wrote:So, I called in to request a CLI today considering my card is just shy of a year old. I knew I was going to get declined (This is Cap1 we're talking about) but let me share with you all this response I got:
"Due to the current economic situation we can not grant you a CLI at this time. We base our decisions on the current economic situation and how many CLI's we have given to others and unfortunately we are unable to grant you one at this time"
Really?
Yes, I understand this is a rebuilder card. But for the love of god, WORK with me here Cap1!!!!!!
Wow really?? Who exactly recieved CLIs?? lol...
*sarcasm* I'd give it a try at the start of business day on July 2nd, as July 1st is a Sunday. Maybe we will all get CLIs if we do this.
+1 to that!. Amex, Chase, Discover all have terrific persons in their customer service departments. Their responses are more refined, personal, and highly professional. The "cold or unemotional" responses of some cc's seems to mitigate additional questions which minimizes angry clients and shortens telephone talk time. So do not take it personally. The three P's are your best friend. Pay on time, Pay in Full, and patience. Time is improved credit's best friend.