My Credit Card Addiction

[TheBronxBomber]

So, I just realized that my desire to app for cards isn't about increasing the amount of available credit. I mean really, I have some nice credit lines, including an Amex revolver with a 25k limit, and a Citi card with a 20.5k credit line. I really don't need more credit. What It's really about for me is the love of opening my mailbox and finding the credit card envelope addressed to me with a brand new card inside. I've been so tempted to app lately. Instead, I called AMEX and upgraded my Traditional Gold to a PR Gold card. I also called Citi and had them send me a new Thank You Premier card. When mine was issued, the chip card wasn't available. Now, I'll have the chip card within 5 days. This should keep me happy for a few months. Lol Has anyone else had a similar experience?

[LS2982]

Yes, all the time! It's a great feeling getting new plastic!

[greeneman21]

Indeed, its similar to a shopping addiction except for cards.

[laboi_22]

Yes me too. I'm obsessed with credit cards and I love getting new cards but I also refrain from applying since I know what harm it can do and if I want those amazing deals offers and rewards cards I know I have to control the urge for applications. I'm doing well with it all getting CLIs and growing my garden. I only opened 2 new accounts this year and have no desire to open any for the next few years. I do exactly as you do. Order new cards because it's so fun to wait for them to come and then get them. It also helps you to get interested in one of your cards that got boring to you and was in the SD. At least that's been my experience.

[Dishpro]

Oh yes, the whole experience is exciting. The most incredible part is opening that plain white envelope. I however don't collect them as well as you do. I however plan to collect them when my target credit ratings are at last achieved.

[jamesdwi]

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@TheBronxBomber wrote:
So, I just realized that my desire to app for cards isn't about increasing the amount of available credit. I mean really, I have some nice credit lines, including an Amex revolver with a 25k limit, and a Citi card with a 20.5k credit line. I really don't need more credit. What It's really about for me is the love of opening my mailbox and finding the credit card envelope addressed to me with a brand new card inside. I've been so tempted to app lately. Instead, I called AMEX and upgraded my Traditional Gold to a PR Gold card. I also called Citi and had them send me a new Thank You Premier card. When mine was issued, the chip card wasn't available. Now, I'll have the chip card within 5 days. This should keep me happy for a few months. Lol Has anyone else had a similar experience?

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Yeap, got a new card last week and I still haven't used it... activated it and put in my wallet, but haven't put a single charge on it.  

[scottwagnon]

i think the plastic is sort of a rush for me. when i was a kid, i would spend time with my older portly neighbor, and i would play a game with him just to see if i could succeed; i would convince and persuade him to give me 50 dollars; once he handed me the money, i would say to him, "oh, i realize i don't need it, you can have it back. i would continue to ask a few more times just to see how far i could go with this. after so many times, i decided it was getting old, and i would go on to ask perfect strangers for money. i would always offer it back, as i didn't actually want it. some told me to take a hike while there was one man that insisted i keep the money that i asked from him. he told me he was moved, and deeply pleased with my ability to persuade him and in return, he fervently insisted that i accept the money i persuaded from him. he even handed me an extra 20 just for complying; i pretty much stopped after that as i did not actually want the money i was insisting i needed.

credit cards sort of provide that same rush; the more money i have access too, the more powerful and trusted i feel. that is why i am obsessed too with credit.

[Anonymous]

Now that I have a few decent cards -- for me -- its all about the REWARDS that I can rack up, that's MY addiction.  THAT and building up my FICO® score higher and higher. 

[webhopper]

Hmm I don't really like the plastic for some reason. I like the numbers on my account logins better. I have a ritual that involves drinking my coffee and logging in and checking the balances on our 2 savings and 3 checking accounts. I also check the major cc balances and my husbands cc balance. I check my investments on the 1st of every month. I rebalance every six months and i only make changes to my investments in January every year.
My zync is my favorite card. I carry amazon as a backup. Other two are sock drawered.

[Anonymous]

Yes it's like Christmas when you get  a new card.