cancel
Showing results for 
Search instead for 
Did you mean: 

My Credit Karma Update

tag
youngandcreditwrthy
Senior Contributor

Re: My Credit Karma Update

Yeah, I do think CK likes to overshoot on scores to get people to app more (they get commission I think or something similar!)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 19
Agent_Zero
New Contributor

Re: My Credit Karma Update

They're just a mess lol. Once I see my ck score in the 700's, I will pay to see my real score just to see if it's true.



Recovering from a irresponsible au.

***-Gardening-***
10/10/13-4/10/13

If it won't for myfico my only card would be my debt it card.
Message 12 of 19
godsentdeath
Established Member

Re: My Credit Karma Update

I use credit karma to see my overall debt picture in real time (I have my accounts linked), that and it updates weekly. I find it encouraging to make large payments and see my debt drop. I also have USAA to do softs on myself daily if i choose which is also hit or miss Fako wise. My CK is 15 or so points lower than my WM transunion. WM is at 734 while my CK is at 748 or something like that. Take CK with a grain of salt because, as others have said, its a mess.

Message 13 of 19
loviedovie
Regular Contributor

Re: My Credit Karma Update

CK has me at a 643 right now which is 60 points lower than my FICO... could be worth pulling your free report now to see that 700 number Smiley Happy
Starting Score: 580
Current Score: 754
Goal Score: 800


Take the myFICO Fitness Challenge
Message 14 of 19
Agent_Zero
New Contributor

Re: My Credit Karma Update

My tu is 707 Smiley Happy. It said I had to pay to see the other ones. But the crazy thing is my discover it card is not reporting yet but my barclay is and I just app'd for that thursday. What is the deal with that? 



Recovering from a irresponsible au.

***-Gardening-***
10/10/13-4/10/13

If it won't for myfico my only card would be my debt it card.
Message 15 of 19
RushXTC
Established Contributor

Re: My Credit Karma Update

My CK says 654, But check out my "real" FICO score.... (Sig)

Message 16 of 19
NYFan63
Established Contributor

Re: My Credit Karma Update

My CK TU score is 682 vs myFICO TU score is 659 - weird...
Penfed Platinum Sig Visa $33k, PenFed PLOC $25k, NFCU Cash VISA Sig 22k, NFCU Visa Flagship 22k, CAP1 Venture $23k, CAP1 Venture One $15k, NFCU NAV Check $15k, Barclays Arrival $13,2k, DCU VISA 5k, Cap1 QS 7.5k, WF Finance 3.5k, Merrick 2.2k, Barclays Apple Financing 6.1k BestBuy 5k >Ch7 BK filed 8/09; DC 01/10 EQ 636 Nov 13;
EQ08 718 | TU 731 | EXP 728
Inqs: EQ 11, TU 8, EXP 11(last 2 yrs)
Goal 750+ In the Garden til

Message 17 of 19
FocusedAndDetermined
Senior Contributor

Re: My Credit Karma Update


@loviedovie wrote:
CK has me at a 643 right now which is 60 points lower than my FICO... could be worth pulling your free report now to see that 700 number Smiley Happy

That's about the same point difference I have,

Message 18 of 19
H4LO
Established Contributor

Re: My Credit Karma Update

CK says 662 down from 734.

But TU FICO is 714. 

 

Strange eh?. lol 50 pt difference. 



Total CL - 60K // Util. ~1.6%

772 TU - 6/5 ///// 705 EX - 5/5 ///// 664 EQ - 4/29
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.