10-15-2011 12:02 AM - edited 10-15-2011 12:54 AM
Just check online and I was aprroved for the Wells Fargo College Card, Now I am happy and will be taking a break for a year at only 20 I think am doing okay for myself. What you guys think? Please take a look at my profile. For Wells Fargo they gave me $700.
10-15-2011 12:23 AM
Just check online and I was aprroved for the Wells Fargo College Card, Now I am happy and will be taking a break for a year at only 20 I think am doing okay for myself. What you guys think? Please take a look at my profile.All cards current/no late payments.AMEX ZyncDate Open: 04/2011$536/ Charge CardCAPITAL ONEDate Open: 8/2010$445/$500FPB (First Premier Bank)Date Open:8/2009$111/$200
3 open credit lines is good.
Though; your utilization is a bit high (FP at 56%, Cap1 at 89%; for a total of 80% overall). Note: As Zync is a charge card, it calculates different on most scoring systems.
You may want to think about getting the utilization down; before you apply for anything else.
10-15-2011 09:09 AM
10-15-2011 10:13 AM
What about my scores?
Since you've listed all three, it's highly unlikely that they are FICO scores, so they're probably pretty irrelevant to what lenders are looking for.
Where'd you get your scores?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO