04-22-2009 05:56 AM
Cap One was the first card that sent me an app in a long time. It was part of their Credit Steps program. I started just like you. I completed the steps but was stuck at the $500 CL for just over a year. I called right after I paid the $39 AF and asked about a credit increase. Longstory short ...Cap 1 gave me a CLI of $4000 to give me a CL of $4500. This was two years ago .
Keep using that card and keep on time with those payments.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO