Established Contributor
Posts: 631
Registered: ‎07-29-2010

My EX FICO is.....

747 from Amex!!!


I just tried for a CLI but was denied, but finding out my EX FICO is 747 is a good enough consolation prize! They denied my CLI for too many inq's (9 on EX)


I've just been using Discover's CreditScore Tracker for monitoring EX and my FACO there is 728.



Discover IT $25K | FNBO Visa $22K | Citi Forward $14.5K | US Bank Cash+ Visa Sig $15K | Priceline/Barclays $10K | Chase Freedom $10.5K | Amazon/Chase Visa Sig $8.3k | Citi Double Cash $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Valued Member
Posts: 32
Registered: ‎08-18-2008

Re: My EX FICO is.....

Wow HUGE congrats!!!! 


I cannot wait to be there one day.

Starting Score: 527
Current Score: 610 EQ, 593 TU, 583 EX (Lender Pulled)
Goal Score: 650

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Super Contributor
Posts: 6,580
Registered: ‎04-07-2008

Re: My EX FICO is.....

[ Edited ]

Finding that your FICO is close to 20 points higher than your FAKO is even more of a consolation. Generally it's the opposite :smileyhappy:

Valued Member
Posts: 36
Registered: ‎07-26-2010

Re: My EX FICO is.....

Did your CLI request involve a hard pull or was your score based on a soft pull?

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