Credit limits total $58,800.00 on my Chase, CITI, & Discover cards, plus my wife has a CITI card in her name with a limit of something
like $15K or $20K. I've also got an AMEX Gold card with no predefined limit. Never bothered to ask for a CLI, these limits reflect automatic
increases over the years. Since my wife and I always PIF we're usually well below 10% utilization except for a short time after some major
charge like air tickets or a charitable donation.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
If you dunno what tanstaafl means you must Google it
