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Frequent Contributor
LisaJ
Posts: 390
Registered: ‎11-06-2008

My First CLI with Macy's!!!!

I called today for my first CLI--I have had the card since December and am at a littl eover 3 months.

 

Initial CL- $800

 

New CL-$1200

 

Thanks, Macy's!!!

 

And thanks to everyone here--you guys showed me I could do it!

 

Now just can't see why Best Buy won't also show me the luv--have tried the button twice to no avail.  Hmmmm... 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Mega Contributor
Creditaddict
Posts: 18,943
Registered: ‎10-23-2007

Re: My First CLI with Macy's!!!!

Mark your calendar, 3 months from today, call again!! Congrats!
Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007

Re: My First CLI with Macy's!!!!

What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!
Mega Contributor
Creditaddict
Posts: 18,943
Registered: ‎10-23-2007

Re: My First CLI with Macy's!!!!

they soft.

the more you spend, the more the CLI in my experience. 

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007

Re: My First CLI with Macy's!!!!

Oh yea i see, i dont even use the card tell you the truth, i added my mom as an AU and she's the only one using! I think its about to time for me to dust my card off and give that baby some action!
Senior Contributor
score_building
Posts: 3,513
Registered: ‎01-10-2008

Re: My First CLI with Macy's!!!!

i was told they review internal history and/or soft pull.  if you request an amount that is too close or exceeds your internal risk limit they may hard pull at their discreition.  if your balances are maxed on all of your cards it is not the right time to ask for cli -even at macy's.  you will likely become eligible only after you pay down your balances to under 50% or thereabouts. gl.


Schoolbuskid wrote:
What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!


 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008

Re: My First CLI with Macy's!!!!

Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI. :smileyhappy:

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Mega Contributor
Creditaddict
Posts: 18,943
Registered: ‎10-23-2007

Re: My First CLI with Macy's!!!!


simonlarano wrote:
Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI. :smileyhappy:
Every 3 Billing Cycles Actually 

 

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Frequent Contributor
slarano
Posts: 281
Registered: ‎04-30-2008

Re: My First CLI with Macy's!!!!

That's what I thought as well, but the Macy's CSR I spoke with earlier this week insisted on 4. Anyway, I'd suggest 4 cycles to those who aren't that confident in getting a GLI, and 3 for those cruising in their Macy's account history. :smileyvery-happy:

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Established Contributor
Pappy214
Posts: 794
Registered: ‎08-05-2008

Re: My First CLI with Macy's!!!!

First off congrats to LisaJ for getting the GLI from Macy's. Second, who did you call?

 

Just curious since my DW is already at platinum level in spending this year, but has received no GLI and no platinum card. (They told her on the phone it is every six months for increases and only once a year (at the end of the year) for card upgrades.

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