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Frequent Contributor
Posts: 393
Registered: ‎11-06-2008
0

My First CLI with Macy's!!!!

I called today for my first CLI--I have had the card since December and am at a littl eover 3 months.

 

Initial CL- $800

 

New CL-$1200

 

Thanks, Macy's!!!

 

And thanks to everyone here--you guys showed me I could do it!

 

Now just can't see why Best Buy won't also show me the luv--have tried the button twice to no avail.  Hmmmm... 

WOW! EQ when I joined myFICO: 657. Ups and downs and a few bumps and bruises, but finally back over 700. Whew!

Epic Contributor
Posts: 29,330
Registered: ‎10-23-2007
0

Re: My First CLI with Macy's!!!!

Mark your calendar, 3 months from today, call again!! Congrats!
Valued Contributor
Posts: 2,290
Registered: ‎10-23-2007
0

Re: My First CLI with Macy's!!!!

What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Epic Contributor
Posts: 29,330
Registered: ‎10-23-2007
0

Re: My First CLI with Macy's!!!!

they soft.

the more you spend, the more the CLI in my experience. 

Valued Contributor
Posts: 2,290
Registered: ‎10-23-2007
0

Re: My First CLI with Macy's!!!!

Oh yea i see, i dont even use the card tell you the truth, i added my mom as an AU and she's the only one using! I think its about to time for me to dust my card off and give that baby some action!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016
Senior Contributor
Posts: 3,877
Registered: ‎01-10-2008
0

Re: My First CLI with Macy's!!!!

i was told they review internal history and/or soft pull.  if you request an amount that is too close or exceeds your internal risk limit they may hard pull at their discreition.  if your balances are maxed on all of your cards it is not the right time to ask for cli -even at macy's.  you will likely become eligible only after you pay down your balances to under 50% or thereabouts. gl.


Schoolbuskid wrote:
What satisfies Macy's as far a being eligible for CLI's i called last month they didnt grant me any CLI's do they soft or hard pull when you request? Ive had my account since september!


 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Frequent Contributor
Posts: 281
Registered: ‎04-30-2008
0

Re: My First CLI with Macy's!!!!

Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI. Smiley Happy

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


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Epic Contributor
Posts: 29,330
Registered: ‎10-23-2007
0

Re: My First CLI with Macy's!!!!


simonlarano wrote:
Macy's checks for a GLI (their terminology for a CLI) every 4 billing cycles. A good payment schedule, purchases in-store and online, and your internal history with them gives the best shot at a GLI. Smiley Happy
Every 3 Billing Cycles Actually 

 

Frequent Contributor
Posts: 281
Registered: ‎04-30-2008
0

Re: My First CLI with Macy's!!!!

That's what I thought as well, but the Macy's CSR I spoke with earlier this week insisted on 4. Anyway, I'd suggest 4 cycles to those who aren't that confident in getting a GLI, and 3 for those cruising in their Macy's account history. Smiley Very Happy

myFICO Starting Scores: TU 643 03.10.09 EX 676 01.09.09 EQ 638 05.24.09
Current Score: (WalMart FICO) TU 792 04.03.13 (Mortgage Lender - HP) EX 745 02.06.13 (Mortgage Lender - HP) EQ 771 02.06.13
Goal Score: 800+


Take the FICO Fitness Challenge
Established Contributor
Posts: 794
Registered: ‎08-05-2008
0

Re: My First CLI with Macy's!!!!

First off congrats to LisaJ for getting the GLI from Macy's. Second, who did you call?

 

Just curious since my DW is already at platinum level in spending this year, but has received no GLI and no platinum card. (They told her on the phone it is every six months for increases and only once a year (at the end of the year) for card upgrades.

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