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Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008

My First Chase CC Mail Offer - Ever - For Marriott CC

HI

 

There was a tremor in the force over the weekend :smileyvery-happy: as I received my first ever Chase pre-approved direct mail offer. 

 

I applied 2x about 18 months ago and was turned down both times and haven't even been to their website since.  I have my checking acct with them and I don't trust the  Chase CC offers.  

 

Before my 2 most recent CC approvals post to my CR, I would not mind pulling the trigger but I don't think I have a chance for approval when 2 new cards post any day now so I would have to act quickly.

 

So many Forum members have knowledge of Chase - what is my chance of getting a Chase card if I respond to their offer?

Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011

Re: My First Chase CC Mail Offer - Ever - For Marriott CC

 


Scuba wrote:

HI

 

There was a tremor in the force over the weekend :smileyvery-happy: as I received my first ever Chase pre-approved direct mail offer. 

 

I applied 2x about 18 months ago and was turned down both times and haven't even been to their website since.  I have my checking acct with them and I don't trust the  Chase CC offers.  

 

Before my 2 most recent CC approvals post to my CR, I would not mind pulling the trigger but I don't think I have a chance for approval when 2 new cards post any day now so I would have to act quickly.

 

So many Forum members have knowledge of Chase - what is my chance of getting a Chase card if I respond to their offer?


 

 

What does your scores look like? What other cards do you have? Which other cards did you recently get? How many Inq?

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008

Re: My First Chase CC Mail Offer - Ever - For Marriott CC

I think they pull EX in CA and I don't know that one but TU is 726 (I had to have > balances post to get it) otherwise it is 721. . . . go figure.  Bunches of old baddies 3 years ago nothing since and never again.

 

EQ is 700 but one more inquiry here (like Discover) and I slip below 700 for 6 monts so I have to be careful.

 

Inquiries are 2 on TU, 0 on EQ and 4 on EX as everyone seems to pull EX and that is what I think they will look at.  I bet when they softed me for the offer I only had 1 inquiry on EX.

 

3% utility.  When my 2 new accoutns post very soon, I will loose points for 6 months I bet.

Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011

Re: My First Chase CC Mail Offer - Ever - For Marriott CC

What other credit cards do you own?

Which ones did you recently get approved for?

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)
Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008

Re: My First Chase CC Mail Offer - Ever - For Marriott CC

I don't even have the card yet but about 2 weeks ago I was approved for a Barclay Spirit Air (I wouldnt ecomend it) got a low balance 2K and high interest rate if I dont get the card, I am not going to call them that is how disapointed I am in them.

 

A CU card I expext this week and I now am back with US Bank - both of which I expect to post soon on the CR.

 

US Bank is a low line but since they are, IMO, uber prine, I can live with that. 

Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011

Re: My First Chase CC Mail Offer - Ever - For Marriott CC

Barclay's HOLD TIGHT, don't apply for anything for the next few months...

Amex PRG | BoA Cash rewards 35K | BoA Cash rewards 7K | Citi AAdvantage 15 K | Chase Sapphire Preferred 11 K | Chase Freedom 10k | Chase United 5 K | Chase Southwest 5K | Chase Airtran 6.4K | Discover IT 8K | Barclays US Airways 7.8 K | DCU 3 K | US Bank Flex Perks 8K | Toys r US 6 K | JC Penney 4.6 K | Macy's 1200 | Kohl's 600
Ex Fico: 762 (PSECU)
EQ Fico: 764 (DCU)
TX Fico: 773 (Discover)

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