36% APR, 175.00 dollar AF 49.00 after first year, 174.00 monthly maintenance fee after the first year at 14.40 per month. What an offer I think I'm gonna pull the trigger on this one. Someone stop me now. 
You know even when I was in credit hell and no one wanted me I knew this was a bad deal, how do they get any customers at all? I went six plus years in a cash only world while getting myself back together I've thrown so many of FP and Credit One's away I could have filled my own landfill. But now I have better. My advice to anyone run far away from those two.
Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Starting Score: 560
wreith wrote:36% APR, 175.00 dollar AF 49.00 after first year, 174.00 monthly maintenance fee after the first year at 14.40 per month. What an offer I think I'm gonna pull the trigger on this one. Someone stop me now.
I got a similar one a week ago too, was from a diff company though, can't remember off the top of my head. It was my first CC pre-approval, I lol'd in the post office.
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