My Jewelers Club..what am I missing?

[ls2016]

I have this account and my score did not increase or decrease once it was added to all 3 CR. However, my overall utilization decreased from 13% to 7% . I'll wait another month and see what happens.

[Anonymous]

The key is soeniding enough ro have 3 months of payments and you are approved for $5000 and its reported to the credit bureaus. So dont but the cheapest thing. It will cost $99 plus atleast 120. The jewelry is overly priced and most is costume jewelry. So as long as you know your making an investment in your credit and not shopping there for high quality jewelry.... your good. Just keep that in mind.

[Anonymous]

It works. And when yoir veedit is terrible fixing it by paying late paid accounts will take years. In the meantime you meed to be building good accounts. Its no different that a secured card. I actually had no credit score and still was approved. There are tricks on how to remove these accounts but in the end you have to also have good standing accounts.

[Anonymous]

Yes it definitely worked for me. In the meantime you have to remove negative accounts and add good accounts. I did this and it took about three weeks and my credit score went from zero to 658. But i had no credit cards and two large debts in collections. Now I have my first credit card and secured lians in the making.

[memee1978]

I've had my account for about a year. It useto report to all 3 but only reports to one now. It really does work though. It's liseted as a 5,000 revolving card.

[Anonymous]

Hi there!

I noticed you have an NCD Financial account. Would you mind telling me which credit bureau(s) it is reported to?

I'd really appreciate it!

Best,
--
D.

[UncleB]

Hi @Anonymous, the thread you've replied to is quite old, and you're not likely to get an answer to your question so the thread is now closed.

Feel free to start a new thread if you would like.

--UB