My Journey So Far - 2 years since first credit card!

[Anonymous]

That's actually what I'm going to attempt to do over the next couple of months while I Garden until my B-Day on March 29th, thinning out makes for even more impressive portfolios. 

[Anonymous]

First off, thanks for your notes, that's a soild gameplan. 

To answer your questions:

- Yes, I got 25k Membership Rewards Points for Green

- The plan is to snag the mile bonus on the Gold and combine limit to BCE, not sure how to explain initial limit difference

- Waiting on BoA CR CLI due to HP.

- Going to look into Barclaycard technique, just recently heard about that from other member

- Got offer to move Journey into reg QS, will update later

- Going to roll the dice on Diamond Preferred love button, SPs usually

- Absolutely right about Discover, need to give them some love. 

- Don't feel like touching Chase for a while

Current Scores: 

711 - TU (Updated: 9/28/16) 4 inquries since start of 2016

698 - EQ (Updated: 9/22/16) 2 inquries since start of 2016

714 - EXP (Updated: 10/1/16) Between 6-8 inquries since start of 2016

Garden until March 29th

[Anonymous]

UPDATE: Diamond Preferred SP CLI SUCESS, $1,200 more. ($5k to $6,200)

[joltdude]

try for a CLI on each of the Cap One cards before merging them! 

Otherwise you reset the clock on CLIs....

=)

[Anonymous]

Going to also suggest you get your arse in the garden and stay there for a year. During that time analyze your spending and benefit use of what you have.. You may find areas of opportunities where you can get cards to fill a void or you may find you need to trim something that youre not getting as much out of that you initially expected. Good luck!