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My Laugh for the Week...

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the_jan_b
Established Contributor

My Laugh for the Week...

I have credit scores in the low to mid/upper 600s...yesterday, I received an application for a Citi Diamond Preferred credit card!  Are they serious????  I'm pretty sure that with my low scores, I have a snowball's chance in hades of getting approved!   I just have to laugh at that one!!!  Smiley LOL

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 1 of 15
14 REPLIES 14
rbizzle
Contributor

Re: My Laugh for the Week...

LMAO!

Message 2 of 15
LS2982
Mega Contributor

Re: My Laugh for the Week...


@digitaldiva wrote:

I have credit scores in the low to mid/upper 600s...yesterday, I received an application for a Citi Diamond Preferred credit card?  Are they serious????  I'm pretty sure that with my low scores, I have a snowball's chance in hades of getting approved!   I just have to laugh at that one!!!  Smiley LOL


Oh em ge.....

 

I was just about to post something about this! My DW with scored of 550 got one today!!! Smiley Very Happy




EQ FICO 548 3/3/16
Message 3 of 15
Juan123
Established Contributor

Re: My Laugh for the Week...

hmm. how do you have low mid upper 600's score?!?!? >_<

 

Maybe they'll give it to you. you never know!


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 4 of 15
Anonymous
Not applicable

Re: My Laugh for the Week...

Exactly what does "low to mid/upper 600's" mean?  600?  650?  680?

Message 5 of 15
FrugalRican
Blogger

Re: My Laugh for the Week...


@digitaldiva wrote:

I have credit scores in the low to mid/upper 600s...



This could be why.

They're trying to figure out what credit score you are as well. 0_o

 

In all seriousness, I've gotten offers for cards that I should have no business even looking at, then again, my area has a credit score average of 772.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 6 of 15
the_jan_b
Established Contributor

Re: My Laugh for the Week...


@Juan123 wrote:

hmm. how do you have low mid upper 600's score?!?!? >_<

 

Maybe they'll give it to you. you never know!



My scores range from low to middle to upper 600s...depending on which CR you're looking at...

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 7 of 15
Anonymous
Not applicable

Re: My Laugh for the Week...


@digitaldiva wrote:

@Juan123 wrote:

hmm. how do you have low mid upper 600's score?!?!? >_<

 

Maybe they'll give it to you. you never know!



My scores range from low to middle to upper 600s...depending on which CR you're looking at...


Got it!  What's your EQ score?  You might not be too far off from Diamond Preferred.  I got mine when my EQ was about 670.

Message 8 of 15
Juan123
Established Contributor

Re: My Laugh for the Week...


@digitaldiva wrote:

@Juan123 wrote:

hmm. how do you have low mid upper 600's score?!?!? >_<

 

Maybe they'll give it to you. you never know!



My scores range from low to middle to upper 600s...depending on which CR you're looking at...


I see... i hate that the score ranges are so drastic... But maybe they're looking at your upper 600's score and wanna give you the card?!?


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 9 of 15
the_jan_b
Established Contributor

Re: My Laugh for the Week...


@Anonymous wrote:
Got it!  What's your EQ score?  You might not be too far off from Diamond Preferred.  I got mine when my EQ was about 670.

I believe my EQ score is the lowest...640, I think...give or take a few points.

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 10 of 15
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