My Macys CLI

[Anonymous]

According to my CR, here is my Macys timeline:

1994: Opened with a $500 CL
2000: Last used with a $500 CL, largest balance, $170
2007:

October, I tried to use it because I saw it was listed as open in my CR, charged $149.
November, PIF and balance increases to $800.

First, I'm amazed it was still open. Second, do I wait 7-13 years for another CLI? Ha!

[Anonymous]

I hope not, I have this card...lol!

[Anonymous]

When I called in a couple weeks ago to give proof of identity, the rep told me that if I used it three months in a row, I'd get a CLI. Not sure if I have to call back in for it, but we'll find out. Started at $400.

[Anonymous]

Penguin

That is interesting I had a Macy's card maybe a few years after yours and I thought I closed it, I might need to check and see so I can put some activity on it.  I think my CLI was 800 then maybe I can get 1500 out of them at least. Hmmm...

[Anonymous]

jaybee, let us know how it goes!

BTW, for any Macys card holders who are looking to exercise their cards a little, they have a promo on their web site for today, orders over $75 get free shipping with code, BIGDAY.

Enjoy.

[scramblingin2007]

Just an FYI... I havent used my Macy's card in about 3 years... Just used it last week to keep it alive..charged a $30.00 shirt (didnt even like it) and guess what shows up on my cr?! A HARD inq from Macy's! GRrrrrr

[Anonymous]

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scramblingin2007 wrote:

Just an FYI... I havent used my Macy's card in about 3 years... Just used it last week to keep it alive..charged a $30.00 shirt (didnt even like it) and guess what shows up on my cr?! A HARD inq from Macy's! GRrrrrr

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Geez I would call them.  You didn't apply for any new credit.  Now had they cancelled it for inactivity and told you that, that would be deifferent.  Have you checked your limit?

[scramblingin2007]

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Brammy wrote:

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scramblingin2007 wrote:

Just an FYI... I havent used my Macy's card in about 3 years... Just used it last week to keep it alive..charged a $30.00 shirt (didnt even like it) and guess what shows up on my cr?! A HARD inq from Macy's! GRrrrrr

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Geez I would call them.  You didn't apply for any new credit.  Now had they cancelled it for inactivity and told you that, that would be deifferent.  Have you checked your limit?

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Hi Brammy, No it wasn't closed, I had called before I used it and she said it was still open with a $500 limit. I asked for a cli and she said since it's been inactive for a few years I would have to use the card for 4 months before getting a cli. When I went up to the register to charge the ugly shirt the girl asked me for my license, I asked her why and she said since I havent used the card in a long time...but never said she was doing a hard inq... I will call them though cause it does not seem right to do an inq on an already opened account...

[Anonymous]

I would definitely check to see if they raised the limit.  If not I would contact customer service and dispute the inquiry since you never gave permission.  Heck I would dispute it anyway, limit increase or not.

[fused]

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PenguinGeek wrote:
According to my CR, here is my Macys timeline:

1994: Opened with a $500 CL
2000: Last used with a $500 CL, largest balance, $170
2007:

October, I tried to use it because I saw it was listed as open in my CR, charged $149.
November, PIF and balance increases to $800.

First, I'm amazed it was still open. Second, do I wait 7-13 years for another CLI? Ha!

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I opened my macy's CC in 12/05 and made periodic charges online and always PIF before the statement date online. After about nine months, I noticed on my CRs that my CL increased to 2K without asking for one. No hard either.