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My New Discover Card came today and what did I do??!!

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kg2488
New Contributor

My New Discover Card came today and what did I do??!!

Before I even opened my special delivery Smiley Happy I picked up the phone and closed my First Premier & Credit One accounts. Boy did that feel good!!!! They really do try and talk you into staying. Even offered to waive the annual fees but when I asked about the monthly servicing fees they said those are part of your contract and can't be waivied. So I said thank you and waved bye bye!!

Message 1 of 21
20 REPLIES 20
09Lexie
Moderator Emerita

Re: My New Discover came today and what did I do??!!

Message 2 of 21
BungalowMo
Senior Contributor

Re: My New Discover came today and what did I do??!!

Congrats!!!  I closed my Credit One the day I was approved for my Nationwide Visa!  The card served it's purpose tho.  It was my first rebuilder card & did give me another $100 increase every 5 or 6 mos. via phone prompts...with no HP.  It truly was a good card when I needed one.

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 3 of 21
SocalMark
Regular Contributor

Re: My New Discover came today and what did I do??!!

Good post and Congrats.  Smiley Happy

Message 4 of 21
FocusedAndDetermined
Senior Contributor

Re: My New Discover came today and what did I do??!!

Good for you. Now, you have freed up some pocket change.Smiley Happy

Message 5 of 21
youngandcreditwrthy
Senior Contributor

Re: My New Discover came today and what did I do??!!

YAY! :-)

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 21
dddewdrop
Valued Contributor

Re: My New Discover came today and what did I do??!!

Message 7 of 21
webhopper
Moderator Emeritus

Re: My New Discover came today and what did I do??!!

Congrats on closing out Credit One Smiley Happy

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 8 of 21
myjourney
Super Contributor

Re: My New Discover Card came today and what did I do??!!

Waived bye bye....cute 

congrats


@kg2488 wrote:

Before I even opened my special delivery Smiley Happy I picked up the phone and closed my First Premier & Credit One accounts. Boy did that feel good!!!! They really do try and talk you into staying. Even offered to waive the annual fees but when I asked about the monthly servicing fees they said those are part of your contract and can't be waivied. So I said thank you and waved bye bye!!


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 21
Pilotdude
Established Contributor

Re: My New Discover came today and what did I do??!!

Awesome!!  Congrats!!   My credit one card is an endangered species now....bordering on extinct in a big hurry. Smiley Happy

 

When I call Crdt 1 they are most definitely going to be getting the "buh buy now" Smiley Tongue


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Message 10 of 21
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