My Next Steps - Balance Transfers, Etc.

[NRB525]

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@jesseewiak wrote:

Thanks to everybody. I just wanted to double check there wasn't something weird that'd kick in from moving over all of those balances. But yeah, all of my older cards are around 24-25%, so obviously, I'd like to avoid the ~$50 interest I'm paying off every month. 

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Congratulations on the better new cards. BECU has good rates.

And congratuations on being able to get your breakfast, lunch, and dinner back.

[waters]

You should hit the luv button on that capital one platinum every other month at least. It's a soft pull!

[jesseewiak]

Yeah, I hit the CLI button on my Capital One Platinum and got a CLI to $2500 on that, so that's another plus and honestly, is a reason to keep that card around for now. 

[Anonymous]

You'll probably pay 3% in balance transfer fees, but its honestly worth it just to get the balances off of the high interest rate cards. Then, you can close down the ones with annual fees or crappy rewards that are going to be swallowed by your Citi DC and other cards.