Credit Cards

[Nati]

So after my last thread I decided to pull the trigger and get the walmart store card. I got it for the gas discount and the typical 0% on purchases over 299-499. Even tho my app said it was for the discover when I called and talked to the CSR she said it came thru as a store card app which she said was weird. Since that only works at walmart I decided to go for a 0% transfer card and appd for a chase slate card. When I called in I was shocked to hear that my CL was $400 woo hoo big spender, Well I called their credit line and told them that was not going to work for me that I had more balances to transfer than that. After a few mins on hold the CSR came back with a 5K bump

Before this I only had 1 credit card with a 1200 limit and 2 store cards(Macy's and saks).

My question is should I go ahead and get a target store card or should I not push my luck?. My reasoning is my wifey works for target and if I have a red card we get 15% off everything in the store if I use cash its only 10% and if its any other card its not discount 

[nicholasyud]

Go ahead if you  don't plan to purchase anything soon.

Good Luck.

[asp123]

I agree...I would give it a try!

[SwiftTone]

You can get the debit version of the Redcard and still get the 5% off. It just debits your checking account when you swipe it. This way you can avoid another new accont and HP

[Nati]

Said the heck with it and appd it got instant approval for 1k I am done now no plans to buy anything in the future I have my home only thing I would like is to get a used car but I will buy that cash more than likely 

[nicholasyud]

Congrat Nati...... treat them right. 

[distantarray]

---

SwiftTone wrote:

You can get the debit version of the Redcard and still get the 5% off. It just debits your checking account when you swipe it. This way you can avoid another new accont and HP

---

hmm learn something new everyday, this might be worth it for black friday alone =)

[Repo-ed]

nice job on CL recon!