My TU Score is 761....

[fused]

HI-ALL:

As long as you have one trade line reporting for at least 6 months you should have FICO scores. Your AU account with WAMU is nearly 9 months old. I do not agree with someone who say FAKOs are a good indicator of what your FICOs might be. This is simply not true for most of us. My EQ and TU FAKOs are more than 20 points higher than my FICOs and my FICO EX is 18 points higher than my EX FAKO.

[ccaddict]

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@fused wrote:

As long as you have one trade line reporting for at least 6 months you should have FICO scores. Your AU account with WAMU is nearly 9 months old.

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Agreed. With a 9 month reporting tl you should have your ficos.

App'd and approved for WellsFargo and Amazon.com(Chase) in those 6 months. But I'm a full-time student and I don't think my HHI on part-time pay can get me too many approvals. Right now my credit limits = annual HHI. My Kohl's app was in the 6th month. Approved for that as well. Since then Hooters has been my only app/approval.

Message Edited by ccaddict on 01-08-2008 06:08 PM