My Very First CLD (Amex)

[Anonymous]

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@rmduhon wrote:
Being out of the country was incidental. If the same thing had happened while the posters were in their home town the CLD would have still occurred.

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Quite possibly true!  I just found it interestng with 2 threads just a few days apart with similar issues.  That is all.  

[longtimelurker]

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@Anonymous wrote:

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I have a very similar sysem with my Excel spreadsheet. With multiple cards, I couldn't imagine not having the spreadsheet to keep track of payments.

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Well, setting up auto PIF on due date for me does away with the need for a spreadsheet.