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So I'm fairly new to this forum but I can already see it has had a "bad" effect on me, I'm always telling myself do I need any more credit card? And I say no but I'll apply for one... here's the list of cards I have.
Amex Everyday
$1000
discover it
$2000
Amazon Prime Signature
$2000
Amex PRG
Gap visa
$1600 (will be closing after I use my $150 dollars in rewards there)
Capital one QS1
$1,100
capital one Platinum
$500
Citi diamond preferred (mistake)
$2,800
cards I've applied to
CSP (my favorite and dream card) I'm going to get denied because I forgot about the 5/24 rule.... so that's a no
US Bank cash+ probably gonna get denied for the signature so my hope is the regular Cash+ visa platinum
my scores are EXP 707. EQ 722. TU 709
i figured I just took a wild chance at those cards since "WTH" I might as well.
Well this is now now off to the garden for two years to start with a clan slate and no inquiries.
So so this might be a good bye lol
That's a good amount of cards! I'd let them grow now and spend some good quality time in the garden!
Then you can be like me. I credit card spreed in 2015 and its been almost the two years since then, and I will have ZERO hard inquiries in a few months
I just want to mention that all of your cards have small limits. If you are interested in larger limits, I would stop apping until you are out of the small limit bucket.
@Anonymous wrote:I just want to mention that all of your cards have small limits. If you are interested in larger limits, I would stop apping until you are out of the small limit bucket.
So how does one get out of the bucket?