My app spree success.

Anonymous · ‎12-19-2011

Hello. My name is Sarah. I recently joied the forum, but have been a long time lurker. I wanted to share the successes I have had this month. Prior to my app spree, I have been reading and reading in order to be ready for the "Spree"///when I felt ready, I pulled the trigger. This is how it ended. Thanks so all for the information and help, I have learned so much!

I already had a Cap. One Mastercard--$300 CL

Chase SW Visa--$2000CL

Chase Toyrus mastercard--$1300CL

Chase Freedom-$500CL

Pier 1-$700CL

Old Navy-$700CL

Walmart-$1200CL

Sams Club-$700CL

Firestone-$900CL

ProForm CC-$1200CL

Tires Plus-$900CL

Macys--unknown CL

Amazon store card-$600CL

Dillards store card-$300

Belk-$300

Shop NBC-$300

Bill Me Later-$500 or moreCL

CS800 · ‎12-19-2011

@Anonymous wrote:
Hello. My name is Sarah. I recently joied the forum, but have been a long time lurker. I wanted to share the successes I have had this month. Prior to my app spree, I have been reading and reading in order to be ready for the "Spree"///when I felt ready, I pulled the trigger. This is how it ended. Thanks so all for the information and help, I have learned so much!

I already had a Cap. One Mastercard--$300 CL

Chase SW Visa--$2000CL
Chase Toyrus mastercard--$1300CL
Chase Freedom-$500CL
Pier 1-$700CL
Old Navy-$700CL
Walmart-$1200CL
Sams Club-$700CL
Firestone-$900CL
ProForm CC-$1200CL
Tires Plus-$900CL
Macys--unknown CL
Amazon store card-$600CL
Dillards store card-$300
Belk-$300
Shop NBC-$300
Bill Me Later-$500 or moreCL

Laura, congrats on your cards. I see you got the Walmart Card. Free TU08 for you

ji9 · ‎12-19-2011

Congratulations on your approvals.

Starting Score: 608 (TU) 612 (EQ)
Current Score: 679 (TU) 679 (EQ)
Goal: 760 on all

Guava · ‎12-19-2011

Quite an impressive roll, congrats on them new plastics!

Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean

Take the FICO Fitness Challenge

goodgirl-badcredit · ‎12-19-2011

Congrats!!!!

Starting Score: 3/21 EQ 636 TU 669
Current Score: 12/30 EQ 740 TU 712 EX ??? ....
Goal Score: Yay... I reached my goal of 700!!!

Take the FICO Fitness Challenge

Chris123nTx · ‎12-19-2011

Wow - I don't think I have had that many credit cards over my entire life and I'm 52.

Just be carefull. Even with low limits the easy monthly payments can bury a person pretty quickly.

TU Fico. 749
EQ Fico. 803
EX plus. 784

Anonymous · ‎12-19-2011

Thanks and agreed, Chris, truthfully, I did not think I would have as much success as I did.

Anonymous · ‎12-19-2011

Wow! For one app spree, that's sure a lot of applications (and approvals)! Grats! Hopefully after a while they'll give you more than toy limits for cards - I personally hate having a bunch of lower-limit cards, since you can't really use them for much.

CS800 · ‎12-19-2011

@Anonymous wrote:
Thanks and agreed, Chris, truthfully, I did not think I would have as much success as I did.

Take it this way. In 12 months, all those inqs will not factor in your FICO score. In 24 months, they will all disappear. In 12 months, you would have built a solid relationship with those creditors and from what I hear, the GE cards are very generous (Wal Mart et al).

I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

CreditMuppet · ‎12-19-2011

@CS800 wrote:
I think in 1 year you would recover from the loss in AAoA. and FICO points assuming low util and no more apping.

Assuming no Adverse Action, that is a lot of inquries.

Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge